UniCredit joins Earth Hour 2018 in 13 Countries
Belgrade, March 23rd 2018
Tomorrow, Saturday 24 March at 8.30pm, UniCredit will turn off the lights for sixty minutes in 77 buildings in 13 countries.
Representatives of Macfrut with local fruit and vegetable producers
Belgrade, March 2nd 2018
Macfrut is one of the leading manifestations dedicated to fruit and vegetables that is being held in Rimini, in May 9th to 11th. In focus of this fair is Easter Europe, and together with UniCredit UniCredit, the main sponsor and business partner of the event for the fourth year in a row, Road Show that beside Serbia is visiting Croatia and Bulgaria is organized. These are the countries where the fruit and vegetable sector is experiencing renewed growth.
Serbia one of the most perspective markets in the region for renewable energy
Belgrade, February 27th 2018
On January 30th 2018, UniCredit Serbia hosted a workshop under the headline “Achieving Success in Project Finance” for its clients and partners in Belgrade. As the market leader for financial advisory, structuring and financing of complex project financing transactions in CEE and Serbia, colleagues from the CEE Division of UniCredit Group and the local Financing and Advisory Team presented current market trends and project finance structures in the renewable energy and infrastructure sectors.
“mBiznis“ – UniCredit Bank presented mobile banking for small and medium size enterprises
Belgrade, February 5th 2018
UniCredit Bank launched a mobile banking app intended to small and medium size enterprises (SME), thus this segment receives the possibility to carry its bank in the pocket. The design of “mBiznis” is user friendly and the simple navigation system enables quick access to payment information and numerous features related to business. “mBiznis”, as one of the most modern apps on Serbian banking market, is available for download from Apple store and Google play.
Central and eastern Europe Banking study 2018: resilent growth and oportunities
Socially responsible during the during Seasons Holidays
Belgrade, January 11th 2018
UniCredit has been named Global Best Service Provider for “All Services”, “Products/Payments”, and “Overall Execution” in Euromoney’s Trade Finance Survey 2018.
UniCredit crowned Global Trade Finance Services leader in Euromoney Trade Finance Survey 2018
Milano, January 9th 2018
UniCredit Bank decided to donate money instead of purchase of New Year's gifts for our clients to those who need help the most.
In that way, we were able to support University Children's Hospital Tirsova, BelHospice and Serbia National Association of Parents of Children with Cancer – NURDOR with total amount of EUR 16.500
Radoje Radovanović new member of UniCredit Bank Serbia Management Board
Belgrade, 18th December 2017
On December 13th, Management Board of UniCredit Bank Serbia has been enlarged by one new member, Radoje Radovanović, in charge of Retail Division. Radoje took over the responsibilities from Nikola Vuletić who was appointed for Chief Risk Officer.
Outlook 2018: UniCredit Research expects solid growth, higher yields and stronger euro
Belgrade, December 15th 2017
Erik F. Nielsen, UniCredit Chief Economist and Global Head of CIB research says: “We expect 2018 to be a year of solid growth, higher yields and a stronger euro. With key central banks’ monetary policies only marginally less accommodative, we see further upside for risky asset classes, particularly eurozone equities and emerging markets."
UniCredit new tag line: Banking that matters
Belgrade, 14 December 2017
UniCredit is pleased to announce that it has launched a new tag line "Banking that matters". This will be used for the Group's communication activities such as advertising campaigns, branding and marketing materials in all countries where it is present, in line with its “One Bank, One UniCredit” approach.
UniCredit Bank donated a Smart Bench to the inhabitants of Students City
Belgrade, 13. December 2017
As of yesterday, all inhabitants of Students City can use „Strawberry Smart bench“ that UniCredit bank donated. Powered by solar energy, this modern urban mobile mobilier provides a free WiFi and charge for mobile devices with built-in cables, USB ports and wireless chargers. In addition to these functionalities, data on the amount of CO2, noise, air, and temperature and air pressure in the environment are collected. Regardless of winter, Smart Bench has a power storage system, so it works both during cloudy weather and the night.
UniCredit’s International Internship Program
Belgrade, 11th December 2017
The chance for students from Serbia to spend three months in one of the leading banks in Europe.
14 new SMEs join UniCredit CEE Lounge ELITE program
Belgrade, December 1st 2017
- UniCredit CEE Lounge in ELITE boosts fast-growing SMEs from Central and Eastern Europe
- ELITE platform supports business model upgrades and fosters SME networking across UniCredit’s CEE countries 14 companies from 6 countries join as UniCredit CEE Lounge’s sixth cohort - Bulgaria, Croatia, Romania, Russia, and for the first time Serbia and Turkey
- 14 companies from 6 countries join as UniCredit CEE Lounge’s sixth cohort - Bulgaria, Croatia, Romania, Russia, and for the first time Serbia and Turkey
UniCredit and the UniCredit European Works Council sign European banking sector’s first Joint Declaration on Work-Life Balance
Milan, November 29th 2017
In a first for the European banking sector, UniCredit and the UniCredit European Works Council (UEWC) have signed a joint declaration on work-life balance, committing to improving social dialogue in UniCredit at a European level.
Banking is all about people!
Belgrade, November 29th 2017.
How many times have you heard that companies offer tailor - made products and services? How many
of them were exactly what you needed? UniCredit Bank realized that if we want to make a difference
we need to walk in the shoes of our clients in order to understand what they really care about. With the
aim to win over the hearts of the people, we have started the initiative UChange.
Seven best „Ideas for better tomorrow“ awarded with EUR 40,000
Belgrade, November 20th 2017
Today, UniCredit Foundation, UniCredit Bank, Foundation Ana and Vlade Divac and Smart Kolektiv presented the winners of third edition of competition “Idea for better tomorrow” which aims to contribute to development of social entrepreneurship, as well as finding ideas for products and services which can improve image of Serbia in the region and abroad. In period from June 6th till July 18th 2017, over 130 ideas were registered. During the second phase the commission selected 15 finalists which suggested best ideas and with who the experts worked on development of business plans. After the creation and evaluation of business plans, expert commission, based on innovation of ideas and sustainability of projects, selected the winning ones. Seven best finalists were chosen for grants in overall amount of EUR 40,000.
UniCredit Bank starts approving loans to SME within COSME program
Belgrade, Novembar 11th 2017
After singing guarantee agreement with European Investment Fund in May 2017, UniCredit approves first transactions under COSME from the total portfolio of EUR 100 million.
The entire Samsung galaxy in your hands in 12, 24 or 36 installments without interest at UniCredit Bank
Belgrade, October 26th 2017
UniCredit Bank Serbia in cooperation with Samsung has enabled all its existing and future clients to purchase devices of this prestigious brand without interest rate. Whether it's the new Samsung Galaxy Note8, S8, S8 plus or Samsung Gear S3 smart watch, clients can buy it with credit cards at 12 or 24 installments or cash loan at 36 installments without interest.
Who shares, wins!
Belgrade, October 20th 2017.
UniCredit Bank, in cooperation with Mastercard and iStyle, has started a prize contest „Who shares,
wins“, within which all UniCredit Bank users of Mastercard that buy one Apple product between October
12th and November 12th, will have a chance to win another product of this prestigious brand.
Spas Vidarkinsky new member of UniCredit Bank Serbia Management Board
Belgrade, 17th October, 2017
On October 11th, Management Board of UniCredit Bank Serbia has been enlarged by one new member, Spas Vidarkinsky in charge of Corporate and Investment Banking Division (CIB) in Serbia. Spas took over the responsibilities from Enrico Verdoscia who was successfully leading CIB Division from 2014 and who continues his career as CEO at UniCredit Leasing Italy.
Pre-approval, makes your dream home come faster
Belgrade, October 2nd 2017
By listening the clients’ needs, UniCredit Bank has implemented a pre-approval process in order to support them in providing living space in an easier and faster way.
UniCredit ranked number one in 11 countries by Euromoney Cash Management Survey 2017
Milano, Belgrade, September 18th 2017
UniCredit has been ranked number one in Cash Management in 11 countries by the Euromoney Cash Management Survey 2017. The bank demonstrated its dominance and market leadership in Europe region with first-place rankings in Austria, Bosnia & Herzegovina, Bulgaria, Croatia, Czech Republic, Hungary, Italy, Romania, Serbia, Slovakia, and Turkey.
The EBRD partners with UniCredit Bank to support women-led businesses with know-how
Belgrade, September 13th 2017
The European Bank for Reconstruction and Development (EBRD) and UniCredit Bank Serbia has organized the first in a series of seminars as part of the Women in Business program aimed to empower
Winners announced at the first UniCredit Hackathon CEE
Belgrade, Ljubljana, September 8th 2017
Selected winning teams got a financial award and will present their projects to UniCredit Group’s CEE Division top management , with the possibility to take part in the implementation of the solution.
EUR 9.8 million for the construction of wind park Malibunar
Belgrade, September 7th 2017
UniCredit Bank Serbia and Electrawinds Mali WF d.o.o, a Serbian subsidiary 100% owned by Belgian Elicio NV, signed a long-term financing agreement in the total amount of EUR 9.8 million for the development, construction and operation of the Malibunar wind park whose construction started in November 2016.
UniCredit Bank approves credit products even after the first salary
Belgrade, August 7th 2017
With aim to support young people and help them to start the new period in life as easy as possible, UniCredit Bank created a "First Job" offer that allows all those who are just starting their career to receive an overdraft and/or Mastercard Flexia credit card.
Out of more than 130 applications for competition ‘Idea for a Better Tomorrow’, 15 best selected
Belgrade, August 4th 2017
Increased number of interested social enterprises year after year
Applications are open for the first UniCredit Hackathon CEE
Belgrade, July 31st 2017.
This week UniCredit – together with ABC accelerator – is launching the first UniCredit Hackathon CEE, a global competition that will take place in Ljubljana, Slovenia, on 2 and 3 September 2017.
UniCredit Bank Serbia named as the Best Sub-Custodian Bank in the country for the fourth time in a row
Belgrade, July 14th 2017
Based on the survey conducted by Global Finance magazine, UniCredit Bank Serbia was named as the Best Sub-Custodian Bank in the country for the fourth time in a row. In addition to Serbia, UniCredit received, for the ninth time, this prestigious acknowledgment for sub-custodian services in the CEE region, as well as in Austria, Bulgaria, Czech Republic and Slovenia. Furthermore, Global Finance named UniCredit as the Best Securities Lender in CEE for the first time.
Jean Pierre Mustier named Banker of the Year by Euromoney magazine
Milan, July 7th 2017
UniCredit has been recognized by Euromoney, the leading global financial publication, in several categories in this years’ prestigious Awards for Excellence which was announced at a gala dinner in London last night. UniCredit won five awards in total, including “Best Bank in Italy”, “Best Bank in Croatia”, “Best Bank for Wealth in Central & Eastern Europe” and “Best Bank for Transaction Services in Central & Eastern Europe”. Further, Jean Pierre Mustier, CEO, was named “Banker of the Year 2017”.
The deadline for entries for "Idea for a better tomorrow" has been extended until July 17th
Belgrade, June 28th 2017
Due to the great interest, the organizers of the competition "Idea for a Better Tomorrow" made a decision that the application period runs until Monday, July 17th, until noon.
Refresh your summer with new UniCredit Bank’s Viber stickers!
Belgrade, June 29th 2017
If your favorite “occupation is to be a tourist“, then “everything is ready” for “a nice trip”, “calm sea”, to be “out of range” and to nicely “fry” in the sun. New UniCredit Bank’s Viber stickers will refresh you during the summer heats and make everyday communication with family and friends more interesting.
Digital transformation of UniCredit Bank – upgraded features of m banking and free Wi-Fi in all branches throughout Serbia
Belgrade, June 28th 2017
In order to keep up with requirements of clients and to ensure to meet their needs in an adequate manner, UniCredit Bank Serbia, among others, focuses on digital transformation of its business through improvement of m banking application and implementation of free Wi-Fi in all the branches.
First step towards successful career – summer internship at UniCredit Bank
Belgrade, June 13th 2017
In accordance with its strategy which involves investing in young people and their professional development, UniCredit Bank is organizing Summer internship for final year students and students of master program with aim to motivate ambitious and dynamic young people to gain first practical experience in banking.
UniCredit Bank and EBRD support Women in Business with EUR 5 million
Belgrade, June 9th 2017
Long term partners, The European Bank for Reconstruction and Development (EBRD) and UniCredit Bank Serbia presented Women in Business Programme (WIB) at the press conference organized with the presence of special advisor of Deputy Prime Minister of Serbian Government for gender equality and hosts from this two institutions.
Third edition of ‘Idea for a Better Tomorrow’ has been launched!
Belgrade, June 6th 2017
EUR 40,000 are being provided for the development of social entrepreneurship in Serbia
The number of debit cards users is growing, and UniCredit Bank’s Mastercard debit card provides additional benefits
Belgrade, May 31st 2017
Domestic market increasingly recognizes the benefits of using payment cards, either when purchasing online or by "standard" shopping in stores. The most popular are debit cards, as confirmed by the Mastercard’s study MasterIndex Serbia, which showed that last year it was recorded a growth in the number of users of these cards by over 15% in comparison with 2015. Debit cards are usually used for food (69%) and clothing (37%), while we usually use credit card to buy furniture and household appliances (48%).
UniCredit Bank’s dinar cash loan up to RSD 3 million and with significantly lower interest rate
Belgrade, May 23rd 2017
In recent years we have witnessed a continuous growth in the number of approved dinar cash loans which confirms also the fact that in 2016 entire banking market in Serbia increased by 16.7% in comparison with the previous year. These results are certainly a consequence of reducing the reference interest rate, but also the fact that banks, in accordance with clients’ requirements, were able to offer products that fully meet their needs. This primarily refers to the higher maximum amount and longer repayment period, but also to simpler application process and faster approval.
UniCredit presents the “CEE Banking Outlook: CEE region - the place to be”
Belgrade, May 21st 2017
The economic environment will remain overall positive in Central and Eastern Europe 1 and for the first time since the 2008-2009 crisis all countries in the region are expected to show positive GDP growth in 2017 and most of them with solid growth rates of 3% or above.
UniCredit Bank provides EUR 20 million for renewable energy financing with GGF senior loan
Belgrade, Luxembourg May 16th 2017
The Green for Growth Fund (GGF) and UniCredit Bank Serbia have signed a loan agreement in the amount of EUR 20 million to finance renewable energy projects in Serbia. This agreement represents the beginning of the cooperation between two leading institutions which, in addition to the financing, involves GGF support through the technical verification and monitoring of projects.
EUR 260 million of loans to benefit over 6.000 SMEs in Serbia
Belgrade, May 11th 2017
The new agreement with UniCredit Bank Serbia JSC will support EUR 100 million of new loans to SMEs with substantially reduced collateral requirements across the country as a result of the COSME guarantee. EIF will provide a direct guarantee to UniCredit Bank Serbia JSC, enabling the bank to support more than 2,400 SMEs in Serbia over the next three years at favourable conditions, including increased maturities. Besides standard working capital loans, COSME agreement will provide UniCredit Bank clients possibility to apply for investment loans, accompanied by all advantages that this program is offering.
Sandra Vojnović and Nikola Vuletić new members of UniCredit Bank Serbia Management Board
Belgrade, April 11th 2017
In the first quarter of 2017, Management Board of UniCredit Bank Serbia was extended by two new members, Sandra Vojnović, who is responsible for Strategy and Finance Division and Nikola Vuletić, responsible for Retail Division.
Few more days left to apply for the Belgrade Young economists conference
Belgrade, April 6th 2017
Faculty of Economics University of Belgrade, in cooperation with UniCredit and universities Foundation and UniCredit Bank, seventh consecutive year is organized a two-day international "Young Economists Conference", in order to enable PhD students and those who have recently obtained their Ph.D. to present their research and get detailed feedback from prominent international scientists.
UniCredit’s International Internship Program The chance for students from Serbia to spend three months in one of the leading banks in Europe
Belgrade, March 10th 2017
UniCredit and Universities Foundation is opening, for the fourth consecutive year, International internship program where 25 students from Europe, including the ones from Serbia, will have the opportunity to spend three months as interns in banks member of UniCredit Group in Austria, Bosnia and Herzegovina, Czech Republic, Germany, Hungary, Italy, Romania, Russia and Serbia.
Traders increasingly offer their products via Internet
Belgrade, March 2nd 2017
In accordance with global trends and development of financial markets, trade via internet is increasing in Serbia which confirms the continuous growth in the number and total value of transactions made via Internet in the last three years. Accordingly, and in order to support the development of this segment and contribute to further growth of popularly known as "e-commerce", UniCredit Bank, in cooperation with the AllSecure Ltd, improved its offer by enabling traders to open their internet shops without implementation costs and monthly fees.
UniCredit & Universities Foundation opened the call for third edition of Summer School Program
Belgrade, February 27th 2017
UniCredit and Universities Foundation third year in a row opened the call for Summer school Program, within which it allocates seven scholarships for attendance at a Summer School at the London School of Economics or Barcelona GSE lasting a maximum of three weeks between June and August 2017.
UniCredit Banka marked opening of branch in Zrenjaninu with PC donation
Zrenjanin, February 7th 2017
Beginning of February, UniCredit Bank in Zrenjanin opened the doors of its renovated branch in Kralja Aleksandra I Karađorđevića 1. Design of new premises is fully compliant with the latest trends, and a way of providing services tailored to the needs of clients. The opening ceremony, which took place on February 7th in the new premises is marked by donation of 20 PCs to General Hospital in Zrenjanin.
Express what is for you love and win an ideal gift for Valentine's Day – Visa Prepaid gift card
Belgrade, February 8th 2017
On the eve of holiday that celebrates love, UniCredit Bank has introduced a new design of VISA Prepaid gift card that stimulates all those who are in love to express their emotions on the most creative way.
EFSE and UniCredit Bank Serbia strengthen their partnership
Luxembourg and Belgrade, 6th February 2017
The European Fund for Southeast Europe (EFSE) and UniCredit Bank have signed a credit line agreement in the overall amount of EUR 20 million to finance housing loans in Serbia.
#InvestEU: EIF and UniCredit agreement to provide EUR 160 million for innovative SMEs
Vienna, January 19th 2017
This agreement will allow UniCredit, via its
banks, to offer additional financing worth
EUR 160 million to innovative companies in
Bosnia and Herzegovina, Bulgaria, Croatia,
Czech Republic, Slovakia, Hungary,
Romania and Serbia.
UniCredit crowned Best in Europe by Euromoney Trade Finance Survey 2017
Vienna, January 17th 2017
UniCredit has been named “Best Trade Finance Provider” in both Central and Eastern Europe (CEE) and in Western Europe by the Euromoney Trade Finance Survey 2017.
Women-led businesses in Serbia to benefit from EBRD finance via UniCredit Bank
Belgrade, December 28th 2016
Up to €5 million to be lent to Serbian SMEs run by female entrepreneurs
UniCredit Bank Serbia – National Champion for Environmental and Corporate Sustainability
Belgrade, December 15th 2016
At an exclusive event of European Business Awards in Zagreb, among the best businesses from Serbia, Croatia, Slovenia and Macedonia, UniCredit Bank Serbia was honored with a National champion award for Environmental and Corporate Sustainability.
UniCredit Bank Serbia named for „Bank of the Year“
Belgrade, December 8th 2016
UniCredit Bank Serbia is this year's winner of the title “Bank of the Year in Serbia“, awarded by the renowned British financial magazine “The Banker“. Although still instable and turbulent local economic environment, year behind us was one of the most successful financial years for UniCredit Bank since the beginning of its operation in Serbia. The award for the best bank in Serbia was presented to UniCredit Bank at the ceremony in London.
UniCredit Bank takes you to the round of 16 match of UEFA Champions League
Belgrade, December 6th 2016
Are you ready to test your football knowledge? If you accept the challenge, you may watch live masters on the field!
UniCredit Group Consolidated Interim Report as at September 30, 2016
The European Commission included RAISE, a joint project of Ana and Vlade Divac Foundation, UniCredit Foundation and UniCredit Bank among the top 20 in Europe
Belgrade, November 3rd 2016
As part of the research and evaluation of different projects and models on the topic of migrant entrepreneurship, the European Commission has included the Project of Rural and Agricultural Integration in Supportive Environment (RAISE) among the best 20 projects in Europe in the field of promoting and supporting entrepreneurship and integration of refugees and internally displaced persons. This Project was conducted jointly by Foundation Ana and Vlade Divac, UniCredit Foundation and UniCredit Bank. This is also the only Project in South Eastern Europe, which has singled out as an example of good practice within the competition with over 200 projects.
UniCredit Bank’s dinar loan for purchase of new and used cars in AutoČačak
UniCredit Bank has signed a cooperation agreement with one of the leading sellers of cars in Serbia - AutoČačak and thus has provided dinar loan for purchase of new and used cars. Dinar car loan is another product of UniCredit Bank which aims to support the process of dinarization and to rise confidence in the domestic currency.
UEFA Champions League Trophy Tour presented by UniCredit in Belgrade until tomorrow
UEFA Champions League Trophy on September 13 has started its 8th journey around Europe, and it will visit 16 cities in 5 countries. One of the stops of this year Trophy Tour is Serbia, where trophy is staying for 11 days, in period from September 22nd until October 2nd. The Trophy has already visited Niš, Subotica and Novi Sad and this weekend is exposed in Belgrade.
UEFA Champions League Trophy Tour presented by UniCredit in Belgrade on October 1st and 2nd
Belgrade, September 30th 2016
Siniša Mali, Mayor of City of Belgrade, Csilla Ihasz, CEO of UniCredit Bank Serbia, Marcos Evengelista de Morais – Cafu, UEFA ambassador, Stevan Dika Stojanović, UniCredit ambassador, Lars Ellenshon, UEFA Official and former football player, Mustafa Hasanagic, announced at the press conference today the arrival of original trophy of the most prestigious European club football competition in Belgrade.
UEFA Champions League Trophy Tour presented by UniCredit from yesterday in Novi Sad
Novi Sad, September 29th 2016
Miloš Vučević, Mayor of the City of Novi Sad, Csilla Ihasz, President of the Management Board of UniCredit Bank Serbia and Stevan Dika Stojanovic, UniCredit Ambassador for UEFA Champions League Trophy Tour presented by UniCredit, unveiled today, at the opening ceremony, the Trophy of this most prestigious European club football competition.
UEFA Champions League Trophy Tour presented by UniCredit in Novi Sad from September 28th
Novi Sad, September 27th 2016
UEFA Champions League Trophy on September 13th has started its 8th journey around Europe, and it will visit 16 cities in 5 countries. One stop of this year Tour is Serbia where trophy staying for 11 days, in period from September 22nd untill October 2nd. It has already visited Niš and Subotica, and now it is on its way to Novi Sad after which comes to Belgrade.
UEFA Champions League Trophy Tour presented by UniCredit from yesterday in Subotica
Bogdan Laban, Mayor of City of Subotica, Enrico Verdoscia, member of the Management Board of UniCredit Bank Serbia and Vladimir Jugović, UniCredit Ambassador for UEFA Champions League Trophy Tour presented by UniCredit, unveiled today at the opening ceremony the Trophy of this most prestigious European club football competition. In this way was marked the second day of the UEFA Champions League Trophy Tour presented by UniCredit in Subotica.
UEFA Champions League Trophy Tour presented by UniCredit in Subotica on September 24th and 25th
Subotica, September 23rd 2016
On September 13th UEFA Champions League Trophy has started its 8th journey through Europe where it will visit 5 countries and 16 cities. One of the stops of this year’s Trophy Tour will be Serbia where the Trophy will be staying 11 days, in the period from September 22nd till October 2nd. The magnificent trophy has already visited Nis and next cities are Subotica, Novi Sad and Belgrade.
UEFA Champions League Trophy Tour presented by UniCredit from yesterday in Niš
Csilla Ihasz, President of the Management Board of UniCredit Bank Serbia, Darko Bulatović, Mayor of City of Niš, and Vladimir Jugović, football legend and UniCredit’s Ambassador for UEFA Champions League Trophy Tour presented by UniCredit, unveiled today at the opening ceremony the Trophy of this most prestigious European club football competition.
UEFA Champions League Trophy Tour presented by UniCredit in Niš from September 22nd
Niš, September 21st 2016
On September 13th UEFA Champions League Trophy has started its 8th journey through Europe where it will visit 5 countries and 16 cities. One of the stops of this year’s Trophy Tour will be Serbia where the Trophy will be staying for 11 days, in the period from September 22nd till October 2nd, and it will be exposed in Niš, Subotica, Novi Sad and Belgrade.
The legendary UEFA Champions League trophy arrives in Serbia
Belgrade, September 20th 2016
UEFA Champions League Trophy Tour presented by UniCredit has started its 8th consecutive journey around Europe. In the period from September 13th until October 30th, the trophy will be travelling through 16 cities across five countries - Romania, Serbia, Bosnia and Herzegovina, Croatia and Hungary. In the year in which UniCredit is marking fifteen years of its operations in Serbia, the legendary trophy will be staying in our country in the period from September 22nd to October 2nd. This is also the year in which we are celebrating two important anniversaries - 25 years since the FC Red Star won the European Cup and 50 years since FC Partizan played in the finals of this competition.
Celebrate 15 years of UniCredit Bank’s business in Serbia with a lower interest rate for housing loans during the first 15 months
Belgrade, September 13th 2016
Aware of the importance of solving the housing problem in the life of every person, UniCredit Bank, within celebration of 15 years of business in Serbia, has offered special conditions for all clients who choose to provide home using housing loans of this bank. These special conditions will be valid until the end of October 2016, until when clients can apply for a housing loan indexed in euros, but loan should be realized by the end of January 2017.
Save your money by paying bills at UniCredit Bank ATMs
Belgrade, September 7th 2016
According to data from the "Financial Access Survey“, conducted by International Monetary Fund*, number of ATMs in 2015 exceeded 1220 in Croatia, 1160 in Bulgaria, 680 in Romania, 600 in Macedonia, while in Serbia this number is over 450. Having in mind all mentioned above, we can conclude that there is great growth potential for growth of ATM market in our country.
Save up to 4% when booking a stay via Booking.com using UniCredit Bank Mastercard credit cards
Belgrade, July 26th 2016
UniCredit Bank Serbia, in cooperation with the world’s leading website for finding the ideal accommodation, www.booking.com, prepared a special campaign for all "travel addicts". Namely, all those who by visiting Booking.com through UniCredit Bank Serbia web site (www.unicreditbank.rs), select and pay for the accommodation at one of their preferred destinations by using Flexia or any other UniCredit Bank Serbia Mastercard credit card, will receive a refund of up to 4% of the total transaction amount.
Csilla Ihasz appointed as new President of the Management Board of UniCredit Bank Serbia JSC
Beograd, 20. jul 2016.
Following the approval by National Bank of Serbia, on July 19th Csilla Ihasz was appointed as the President of the Management Board of UniCredit Bank Serbia JSC. She took over the CEO role from Claudio Cesario who led the Bank since May 2012. Claudio Cesario was named Deputy Chairman of the Management Board and Deputy CEO at Zagrebačka banka in Croatia, member of UniCredit Group.
UniCredit Bank’s Super transfer – Gather a team and earn up to RSD 20,000
Belgrade, July 18th 2016
Taking into consideration the great interest of clients for Super transfer - Gather the team, UniCredit Bankhas decided to extend the initiative, implemented for the third consecutive year, by the end of 2016, but alsoto increase the maximum amount of prize for all participants in the campaign, from RSD 10,000 to RSD 20,000.
UniCredit Bank partners with Ria Money Transfer to offer Fast, Secure and Affordable Payout Services
Belgrade, July 5th 2016
Taking into consideration continuous growth of customer requests for fast, secure and affordable moneytransfer from abroad, UniCredit Bank Serbia has partnered with Ria Money Transfer (“Ria”), the thirdlargest money transfer company in the world, to offer cash pick up services through its branches across Serbia.
Jean Pierre Mustier, new CEO of UniCredit
Belgrade, July 1st 2016
Today, the Board of Directors of UniCredit SpA has co-opted Jean Pierre Mustier and unanimously approved that, starting from next 12 July, he will take on the position of CEO in replacement of Federico Ghizzoni.
Two best paperworks awarded at Belgrade Young Economists Conference
Belgrade, June 17th 2016
Within this year international “Young Economists Conference” organized by Faculty of Economics University of Belgrade on June 11th and 12th, two best papers in field of economic and finance were rewarded. Namely, unlike previous years, the Program committee decided to award two authors, Rigissa Megalokonomou and Nikola Vasiljević with grants of EUR 1,000 each, provided by UniCredit & Univerities Foundation.
Young economists conference also this year gathers world’s best researchers
Belgrade, June 9th 2016
For the sixth consecutive year, the Faculty of Economics in Belgrade, in cooperation with UniCredit and Universities Foundation, is organizing a two-day international "Young economists conference", which will be held 11th and 12th June in Belgrade.
Start planning your future today – summer internship at UniCredit Bank
Belgrade, June 3rd
In accordance with strategy which involves investing in young people and their professional development, UniCredit Bank is organizing summer internship for graduate students and students of master program in order to motivate ambitious and dynamic young people to gain first practical experience in the field of banking.
UniCredit Bank participates at Program of support to small enterprises for purchase of equipment
Belgrade, June 1st 2016.
In accordance with UniCredit business strategy which includes supporting the local economy development, UniCredit Bank, also this year, entered the Program of support to small enterprises for the purchase of equipment, which is being implemented in cooperation with the Ministry of Economy of the Republic of Serbia and Development Agency of Serbia. Within this Program, favorable financing conditions in dinars and euros are provided for entrepreneurs and cooperatives, small and micro enterprises.
UniCredit opens for business in Spain
Madrid, May 31st 2016.
On May 23rd, UniCredit announced the launch of its country office in Spain. The leading European banking group will thus reinforce its presence in the continent, where it is the second largest corporate lender.
UniCredit Bank participates in Program of long-term housing loans for professional military personnel of Serbian Armed Forces
Belgrade, May 27th 2016
Signing the Agreement with Ministry of Defence of the Republic of Serbia, UniCredit Bank entered the Program of long-term housing loans for professionals of Serbian Armed Forces in 2016. Program includes subsidized housing loans, which are approved to a maximum amount of EUR 100,000 and repayment period of 30 years, with the fulfillment of all other conditions prescribed by the Ministry of Defence of the Republic of Serbia. The amount of client’s downpayment depends on the downpayment of the Republic of Serbia, which ranges from 14% to 25%, and together must amount at least 20%. For example, if the Republic of Serbia participates with 14%, minimum downpayment of client is 6%. Nominal interest rate for the amount which Republic of Serbia is financing amounts 0.1% per annum.
Banking in CEE – supporting sustainable growth and innovation
Corporate lending is going to remain a central area of banks´ business in Central and Eastern Europe (CEE1) and it is expected to recover moderately going forward. This is one of the key findings of the recent “Banking in CEE – Supporting Sustainable Growth and Innovation” study compiled by CEE Strategic Analysis at UniCredit. Although corporate lending has been weak in most CESEE2 countries in the past years, which appears to be related to lower investments and, in part, to higher corporate savings, corporate loans growth has accelerated in some countries in 2015.
UniCredit Bank increased amount and repayment period for Dinar cash loan
Belgrade, May 11th 2016
Although everyone is trying to adhere to the old proverb, "A clean bill, long love" there are often situationswhere even the smallest borrowing can affect the relationship within the family or among friends. Therefore,UniCredit Bank launches new campaign where the main protagonist, looking for an extra money, tornbetween offers of aunt and friend, is choosing the best solution - Dinar cash loan.
Only few days left to UWIN Best Paper Award submission deadline
Belgrade, April 26th 2016
Only few days left to UWIN Best Paper Award submission deadlineSubmission deadline for sixth edition of UWIN Best Paper Award on Gender Economics, intended to youngeconomists and researchers, ends on April 30th. Also this year, UniCredit & Universities Foundation willreward authors of two best papers with amount of EUR 5,000 each, and publish their papers in specialedition.
CEE Quarterly 2Q16: Economic growth to spread to all CEE countries this year
- CEE-EU to repeat 2015 performance, when GDP grew at its fastest pace since the global financial crisis
- Growth is firming in Turkey, Serbia and Croatia, recessions in Russia and Ukraine are easing
Despite the recent turbulence in global financial markets, Central and Eastern Europe (CEE) entered 2016 on a strong note, with economic activity gaining pace and financial markets resilient. With growth in the Euro Area expected to hold well, ECB embarking on another round of Quantitative Easing, and the Fed adopting a dovish stance, growth should spread to all CEE countries this year and continue at a similar pace in 2017.
UniCredit & Universities Foundation approves full program of activities for 2016
The UniCredit & Universities Foundation has announced its 2016 plan to provide continuing support for talented students and researchers in the fields of economics and finance, following approval by its Board of Directors.
For 2016, the board has approved an activity plan that includes spending €1.4 million on a number of vital initiatives, beginning in June.
2015 one of the most successful business years for UniCredit Bank Serbia
Belgrade, March 22nd 2016
UniCredit Bank continued to achieve excellent financial results in 2015, marking one of the most successful business years since it started its operations in Serbia. Thanks to the improved processes, products and services aligned with client needs and requests of the market, bank managed to affirm its strength and efficiency of its business model, by reconfirming the third position on the market according to total assets and marking for the first time double digit market share, above 10%. At the same time, bank’s leading position in terms of efficiency and productivity was additionally empowered which brought to the growth of market share when all other relevant aspects are concerned.
UniCredit Joins Earth Hour 2016 in 13 Countries
Belgrade, March 18th 2016
On March 19, UniCredit will turn off the lights in 81 of its buildings in 13 different European countries for Earth Hour, marking the Group's ninth consecutive year of participation in WWF's global initiative aimed at making people more aware of the climate change which poses as a serious threat to our planet.
Our small producers conquering Europe
Belgrade, March 10th 2016
Thanks to the second edition of competition „Idea for better tomorrow“, organized by UniCredit Foundation, Foundation Ana and Vlade Divac and UniCredit Bank, with a support of Smart kolektiv and National Tourism organization of Serbia, enterprise Daj daj, which is producing bamboo fiber diapers managed to improve its business and make first steps towards placement of this product abroad.
From today UniCredit Bank Serbia officially tweets
Belgrade, March 4th 2016
Following the trends of modern business and lifestyle, that is already widespread opinion that „if it’s not online it didn’t happened“, UniCredit Bank Serbia contiues will its digital transformation. Today, its digital family received another member. Namely, in addition to official Facebook, Instagram, YouTube, Google+ and Linkedin profiles, bank launched official page on one of the most popular social networks both in country and World wide, Twitter.
Pay with UniCredit Bank’s MasterCard credit card and win RSD 5,000
Belgrade, February 29th 2016
Within celebration of 15 years of business operations on the Serbian market, UniCredit Bank in cooperation with MasterCard, launches today a campaign intended to all its clients users of MasterCard credit card. The first 150 clients, who make at least 15 transactions with their MasterCard credit cards at POS terminals in the period from February 29th until May 31st, 2016, will receive UniCredit Bank’s gift card with the amount of RSD 5,000.
buddybank – the bank that’s always by your side
Today UniCredit shared its plans to launch buddybank, the Group’s new “molecular” bank exclusively for smartphone users. The startup’s name encapsulates its ethos: To be a “buddy” always at the customer’s
side, ready to help and give good advice. buddybank will offer three traditional financial products – current accounts, credit/debit cards and personal loans – as well as a 24/7 concierge service, accessible via webchat and phone, that can help with everyday tasks such as restaurant reservations, taxi booking and travel planning.
UniCredit & Universities Foundation opened the call for second edition of Summer School Program
Belgrade, February 23th 2016
UniCredit and Universities Foundation opened the call for second edition of Summer school Program for allocation of eight scholarships for attendance at a Summer School at the London School of Economics or Barcelona GSE lasting a maximum of three weeks between June and August 2016.
Support for research - UWIN Best Paper Award
Belgrade, February 4th 2016
The 6th UWIN Best Paper Award on Gender Economics is now open. The competition aimed at all young economists and researchers from the 17 countries belonging to the geographical area of UniCredit. The two best papers will receive € 5,000 gross each and will be published in the Working Paper series of the Foundation. The selection process will be conducted by an ad-hoc commission comprising external experts/academic representatives appointed by the Foundation’s Scientific Committee.
A more sustainable growth model is moving forward
Belgrade, 25th January 2016
- Most CEE economies showed strong economic growth in 2015 and proved more resilient towards shifts in investors´ sentiment with regards to emerging markets
- Overall banking sector profitability is normalizing on a new post-crisis level, still double the one of Western Europe
- Growing reliance on local deposits and strong capital adequacy ratios partially diminish past vulnerabilities
Succesful Idea for better tomorrow: Handmade shape of life
Belgrade, 15th January 2016
Thanks to second edition of competition Idea for better tomorrow, organized by UniCredit Bank, UniCredit Foundation and Foundation Ana and Vlade Divac, with support of Smart kolektiv and National Tourism organization of Serbia, Association of citizens Atina managed to launch the project “I shape my life myself”. The aim of this project is empowerment of trafficking victims and ensuring sustainable financing for programs of integration and reintegration of victims of trafficking and other forms of exploitation, as well as providing employment opportunities for victims and those at risk of becoming so.
UniCredit awarded as CEE financial adviser of the year by Mergermarket
Belgrade, December 30th 2015
Mergermarket, a leading M&A intelligence & data service, recently hosted its European M&A Awards ceremony in London. On this occasion, UniCredit was named out of 6 shortlisted companies, CEE FINANCIAL ADVISER OF THE YEAR, reconfirming its strong position in the region.
Environment to remain favorable for Central and Eastern Europe next year
Vienna, December 29th 2015
- EU-CEE sub-region economies to grow above potential in each 2016 and 2017
- Strong Euro Area growth has helped pull Croatia and Serbia out of recessions this year, whereas Turkey has suffered from heightened political uncertainty until recently
- EU transfers will contribute more positively in 2017, when exports may weaken
New winter clothes for children from Svratište
Belgrade, December 25th 2015
With aim to support the youngest and make their holidays more pleasant, UniCredit Bank, with support of Ana and Vlade Divac Foundation, donated for children from Svratište, the most needed, new winter clothes and choses, totally worth RSD 500,000.
UniCredit Serbia’s new web platform
Belgrade, December 23rd 2015
UniCredit Bank launched for Serbian market a completely new web platform designed to fully match needs of our clients as well as standards of digital era in which we live. The customer experience of the new website is designed around the user needs.
Ideal gift for holidays: UniCredit Bank’s MasterCard gift card
Belgrade, 21st December 2015
UniCredit Bank’s MasterCard gift card is ideal gift for holidays since enables users to give to its loved ones the gift they wish. In addition, this year the bank, in cooperation with its partners, toy store Trefolino and Đak Sport, provided additional discount of 15% for payments with these cards.
EFSE provides EUR 10 million loan to UniCredit for broadening access to housing and home improvement finance in Serbia
Luxembourg and Belgrade, 15th December 2015
The European Fund for Southeast Europe (EFSE) and UniCredit Bank Serbia are expanding their partnership. An additional senior loan of EUR 10 million, provided by the EFSE to the Bank, will serve to finance additional housing loans for private households.
UniCredit establishes SME partnership with London Stock Exchange
Belgrade, December 14th 2015
UniCredit is pleased to announce that it has signed an agreement with London Stock Exchange Group to be the key banking partner in supporting the development of small and medium enterprises originating from its portfolio of clients in Central and Eastern Europe (CEE) through ELITE, an innovative platform that enables ambitious private companies in Europe to accelerate their growth.
UniCredit Bank joint support program for small enterprises’ purchase of equipment
Belgrade, November 27th 2015
UniCredit Bank signed an agreement with Ministry of economy of Serbia and National agency for regional development in order to implement support program for small enterprises’ purchase of equipment. In accordance with this, bank prepared more favorable conditions for both loans, indexed in dinars and euros, with repayment period of 18, 36 and 60 months and grace period of 6 months. Fixed nominal interest rate for loan indexed in euro ranges from 4.2%, and effective from 5.31% per annum. Dinar loan is approved with variable interest rate, which forms as sum of 1 month BELIBOR and margin of 3%.
UniCredit Bank improved business performance
Belgrade, November 23rd 2015
During first three quarters of 2015, UniCredit Bank Serbia managed to keep its position of solid and reliable player despite all turbulences that still characterize local business environment. Thanks to improved processes and placement of additional products and services, designed according to needs of its clients, bank consolidated the third position when it comes to total assets.
UniCredit Bank additionally reduced overdraft interest rate
Belgrade, November 5th 2015
UniCredit Bank, in accordance with it’s clients’ requests and currently more favorable market terms, decreased interest rate on authorized overdraft to 19.9% per annum. With additional decrease of interest rate, which is directed to both existing and new clients, UniCredit Bank strengthen a position among the most competitive in the market when this product is concearned. In addition, bank continues to support clients who needs to compensate the temporary shortfall in the budget, by allowing the overdraft, up to RSD 12,000, without calculating any interest.
UniCredit Bank takes you to UEFA Champions League match in Rome
Belgrade, November 3rd 2015
Official Bank of UEFA Club Competitions, UniCredit, launched a quiz via Facebook and in this way enabled football enthusiasts to win a trip to Italian capital for two persons. Namely, the winner of quiz which lasts until November 30th 2015, receives two tickets for UEFA Champions League match which will be played on December 9th on Stadio Olimpico in Rome between Roma and Bate Borisov. The first prize includes covered travel and accommodation costs.
Euromoney named UniCredit Bank as „Best Cash Manager“ in Serbia
Belgrade, October 20th 2015
Within Euromoney Cash Management 2015 Survey UniCredit Bank Serbia was named as „Best Cash Manager“ in the country. The survey of this renowned financial magazine includes feedback from more than 27,000 treasury professionals from all over the world. Besides in Serbia UniCredit Bank achieved top-ranks in further countries of CEE Division.
UniCredit Group stages Serbian-Italian business forum in Milan
Milan, October 16th 2015
UniCredit Group, together with the General Commissariat of Republic of Serbia for EXPO 2015 in Milan, Assolombarda Confindustria Milano, Lodi, Monza e Brianza, the largest entrepreneurial Association in Italy, representing 5,750 companies and the law firm NCTM Studio Legale Associato, organized yesterday in Milan an International business forum bringing together high officials of the Serbian Government and diplomatic missions, as well as representatives of business associations and companies from the two countries, The forum was held with the aim to support the further development of bilateral economic cooperation as to fully exploit the potential of the respective industries and to increase the benefits for both countries in terms of economic growth and positive impact on local communities.
Cheaper to living space
Belgrade, October 13th 2015
Keeping pace with current trends on the market regarding the demand, UniCredit Bank decided to further improve or adapt its offer of housing loans to financial possibilities of Serbian citizens, reducing margin for over 20%. Therefor, nominal variable interest rate on housing loans indexed in euros amounts 3.547% and is formed as the sum of six-month EURIBOR and a margin of 3.50%.
UniCredit awarded “Most Innovative Investment Bank in CEE 2015”
Vienna, October 2nd 2015
The Banker, the renowned UK-based magazine for banking and finance professionals, has awarded UniCredit “Most Innovative Investment Bank in Central and Eastern Europe 2015”.
The best „Ideas for better tomorrow“ encouraged development of social entrepreneurship in Serbia
Belgrade, September 30th 2015
Within the second edition of competition "Idea for a better tomorrow", Ana and Vlade Divac Foundation, UniCredit Foundation and UniCredit Bank, during the last weekend organized Media caravan during which they visited three out of seven winners of the competion. On this occasion, Media caravan participants had the ooprutnity to meet the Association for Support of Persons with Developmental Disabilities "Naša kuća" from Belgrade, Craft shop "Sofi" from Novi Sad and carpenter store "Šumarko" from Valjevo, which, thanks to educational trainings and grants provided during the competition, managed to improve their business.
EBRD and UniCredit provide long-term financing for new homes and SMEs in Serbia
Belgrade, September 25th 2015
The European Bank for Reconstruction and Development (EBRD) is boosting the development of Serbia’s residential mortgage sector and extending further support to local small and medium enterprises (SMEs) with two loans totalling €40 million to UniCredit Bank Serbia, the third-largest commercial bank in the country.
The lowest interest rate on Dinar cash loan in Serbia for repayment period of 84 months
Belgrade, September 16th 2015
Comparing itself with a choir maestro, who tries to draw out from his singers the lowest tones, UniCredit Bank has enriched its repertoire with new Dinar cash loan with the most favorable conditions on the market.
Preserve sticks and cone covers – Frikom and UniCredit Bank continue to reward
Belgrade, August 10th 2015
Within the prize game "Lick carefully" which Frikom launched early this summer in cooperation with UniCredit Bank, ice cream lovers who haven’t found some of the winning sticks or cone covers with valuable prizes, now have a second chance. It’s necessary to bring any three Frikom sticks or cone covers in any UniCredit Bank branch all over Serbia or to send them directly to Frikom, until August 29th 2015. Thus, they will enhance participation in the public drawing, which will be held on September 1st 2015.
UniCredit Pavilion opens in Milan
Belgrade, July 22nd 2015
One year, one month and ten days: That is how long it took to build the UniCredit Pavilion and open it to the city of Milan. UniCredit’s new multifunctional structure is located in Piazza Gae Aulenti, adjacent to the Group's headquarters. It is not just an auditorium, not just a venue for events and conferences, not just an exhibition space, but all of these things at once. Its different roles have been seamlessly blended together, thanks to the ingenious modular configuration of the building’s spaces.
Ten more days to apply for journalism award
Belgrade, July 20th 2015
Submission deadline for the international journalism award "Writing for CEE 2015" which is organized for the twelfth time by Austria Press Agency (APA) and UniCredit Bank Austria expires on July 31st 2015.
UniCredit named Best Bank in Central and Eastern Europe
Vienna, July 13th 2015
Euromoney, the prestigious UK-based financial markets magazine, has presented UniCredit with nine Awards for Excellence this year, including Best Bank in Central Eastern Europe, Best Debt House in Central Eastern Europe and Best Transaction Services House in Central Eastern Europe.
The fifth international „Young economists conference“ held in Belgrade
Belgrade, June 30th 2015
Faculty of Economics, University of Belgrade in collaboration with the UniCredit and Universities Foundation and UniCredit Bank also this year organized on June 26th and 27th two-day international „Young economists conference“. The conference was established in 2011 with the aim to support young researchers from around the world in their further development.
UniCredit announces renewal and extension of partnership with UEFA until 2018
Belgrade, June 11th 2015
Seven best „Ideas for better tomorrow“ awarded with EUR 45,000
Belgrade, June 10th 2015
Foundation Ana and Vlade Divac, UniCredit Foundation and UniCredit Bank, in cooperation with Smart Kolektiv and National Tourism Organization of Serbia , today presented the winners of second edition of competition “Idea for better tomorrow” which aims to contribute to development of social enterpreneurship and exisitng business, as well as finding ideas for products and services which can improve image of Serbia in the region and abroad.
iPhone6 in UniCredit Bank on 24 monthly installments without interest rate
Belgrade, June 9th 2015
UniCredit Bank, in a cooperation with the iStyle Apple Premium Reseller, has enabled all existing and future clients, users of MasterCard and DinaCard credit cards, to buy iPhone 6 on 24 fixed monthly installments without interest rate and without any additional costs. Despite this smartphone, also other Apple’s products which can be found in the iStyle Apple Premium Reseller retail stores may be provided in monthly installments.
CEE banking sector still much more profitable than Western Europe
Belgrade, June 5th 2015
UniCredit named Best Sub-Custodian Bank in Central and Eastern Europe
Belgrade, May 28th 2015
In its World’s Best Sub-Custodian Banks 2015 survey, Global Finance magazine awarded UniCredit for its achievements in Central and Eastern Europe. The US-based financial magazine selected UniCredit as Best Sub-Custodian Bank in Central and Eastern Europe. Furthermore, UniCredit scores number one in Austria, Bulgaria, Czech Republic, Hungary, Poland, Serbia, Slovenia and Ukraine.
Municipal bonds of Municipality Stara Pazova sold out
Belgrade, May 22nd 2015
With the support of the Standing Conference of Towns and Municipalities (SCCM), and UniCredit Bank as underwriter, the Municipality of Stara Pazova, successfully placed the entire RSD 125 million worth bond issuance at the end of the subscription period which lasted from 4th to 19th May. The demand exceeded the offer by approximately 2.7 times with higher demand from both legal entities and private individuals.
Belgrade, May 13th 2015
Despite all difficulties and turbulences which have characterized the business environment in the previous year’s UniCredit Bank Serbia managed to further reinforce its role of solid and reliable player. The bank reconfirmed its position number 3 on the market in terms of total assets, at the same time additionally strengthening customer business and broadening the range of customer services.
The beginning of sale of municipal bonds of the Municipality Stara Pazova announced
Belgrade, April 28th 2015
Municipality of Stara Pazova, with the support of the Standing Conference of Towns and Municipalities (SKGO), officially begins public issuance of municipal bonds, which will be implemented under the auspices of UniCredit Bank, stated at a conference that was organized on April 28th in Belgrade.
Fond za razvoj opštinske infrastrukture (MIDF) unapreduje opštinsku infrastrukturu u Srbiji
Belgrade, April 27th 2015
The Municipal Infrastructure Development Fund (MIDF) is supporting the development of sustainable infrastructure in Serbia with a €10 million loan to UniCredit Bank for on-lending to municipalities, utility and private companies, providing municipal services.
UniCredit Bank awarded for the Best foreign Bank in Serbia in 2014
Belgrade, April 22nd 2015
Magazine EMEA Finance voted UniCredit Best Bank for the Best foreign Bank in Serbia in 2014. The EMEA Finance Europe Banking Awards recognize the best commercial and investment banks across Europe, considering various performance and structural factors, such as market share, growth in important product classes, profitability, and corporate strategy.
The team of services according to clients’ needs with UniCredit Bank’s Selector current account
Belgrade, April 21st 2015
UniCredit Bank implemented a promotional campaign, in which all clients who until May 31st open Selector current account are paying maintenance only RSD 1 until the end of 2015, regardless to which combination of services they choose. Within the current account overdraft without interest for amounts up to RSD 12,000 will be approved.
Applications invited for international journalism prize “Writing for CEE 2015”
Belgrade, April 17th 2015
The "Writing for CEE" journalism award of APA - Austria Press Agency and UniCredit Bank Austria has been launched for the twelfth time. Submissions are welcome from all round the world to vie for the prize of EUR 5,000. The objective of the award is to promote debate on Central and Eastern European topics and contribute to mutual understanding.
UniCredit Bank Austria provides free master course for string instruments with members of the Wiener Philharmoniker
Belgrade, April 3rd 2015
The fifteenth consecutive time, the Wiener Philharmoniker, with the support of UniCredit Bank Austria, organizes the International Music Forum in Trenta, Slovenia, which every year brings together talented young musicians from all over Europe.
UniCredit: Appointments in CIB and CEE Divisions
Belgrade, April 2nd 2015
UniCredit Group with headquarters in Milan, in accordance with its strategy for business improvement introduced certain managerial changes in the Corporate & Investment Banking (CIB) Division and Central & Eastern Europe (CEE) Division.
UniCredit Bank additionally improved its m banking for three operating systemns - iOS, Android and Windows
Belgrade, March 31st 2015
Keeping pace with the challenges of technical development, UniCredit Bank is continuously working on improvement of its mobile banking. So now, thanks to upgraded software solutions, access to this service is possible through tablet devices with Android (minimum 3.0) and iOS (minimum 5.1.1.) operating systems.
UniCredit Joins Earth Hour 2015 in 13 Countries
Belgrade, March 27th 2015
On March 28th, UniCredit will turn off the lights in 85 of its buildings in 13 different European countries for Earth Hour, marking the Group's eighth consecutive year of participation in the global initiative WWF event aimed at making people more aware of the climate change which is seriously threatening our planet. UniCredit Bank Serbia will for an hour turn off the lights in two headquarters, in Airport City and Rajiceva, as well as in few major branches.
20 candidates chosen for the second round of competition „Idea for better tomorrow“
Belgrade, March 26th 2015
Foundation Ana and Vlade Divac, UniCredit Foundation and UniCredit Bank, in cooperation with Smart kolektiv and National Tourism Organization, within the competition “Idea for better tomorrow”, have chosen, from a total number of 67 submitted applications, 20 best candidates. During the duration of the second phase of the competition, in April, the experts will work with candidates on creation of their business plans. After the preparation and evaluation of business plans, the expert committee will choose the best ones, based on innovation of proposed ideas and sustainability of the project, to whom will, by the beginning of June, be allocated grants in amount from EUR 5,000 till 10,000, which is an overall amount of EUR 45,000.
UniCredit Bank’s gift card in new suit
Belgrade, February 12th 2015
Towards upcoming holiday which celebrates love, Valentine’s Day, UniCredit Bank presented new design of MasterCard gift card. Namely, new gift card’s design with teddy bear was created to support the initiative “Love corner” which UniCredit Bank organized in cooperation with Ušće shopping center in regards to Valentine’s Day.
CEE Banking Study 2015
Vienna, January 22nd 2015
Although lending growth in CESEE has remained weak recently, a cross-country breakdown shows some more encouraging trends. A slight acceleration of lending growth is expected to proceed in CESEE - with corporate lending providing a boost by year end 2015 - while Russia will be affected by a significant deceleration.
UniCredit Bank takes you to Paris on UEFA Champions League match
Belgrade, January 21st 2015
UniCredit Bank, official bank of UEFA Champions League, launched a quiz on Facebook and in this way enable connoisseurs of football to win a trip to Paris for two persons. Quiz runs untill January 31st 2015.
EFSE and UniCredit expand housing loans partnership
Belgrade, January 19th 2015
EUR 10 million loan to UniCredit will broaden access to housing and home improvement finance in Serbia The European Fund for Southeast Europe (EFSE) issued a new senior loan totalling EUR 10 million to UniCredit Bank Serbia, reaffirming the EFSE’s partnership with one of Serbia’s leading financial institutions. The new loan has been earmarked for on-lending to finance housing and home improvement projects for retail customers.
UniCredit named Best Trade Finance Provider in Central and Eastern Europe by the 2015 Euromoney Trade Finance Survey
Belgrade, January 12th 2015
UniCredit was voted “Best Trade Finance Provider” in Central and Eastern Europe (CEE), in the 2015 Euromoney Trade Finance Survey, and “Best Trade Finance Provider” in ten CEE countries; Bosnia & Herzegovina, Bulgaria, Croatia, Czech Republic, Poland, Romania, Russia, Serbia, Slovakia and Turkey. The survey also rated UniCredit as the leading trade finance provider in the product categories for guarantees and open account payments.
Opened call for grants for the first UniCredit & Universities Summer School Programme
Belgrade, December 29th 2014
UniCredit & Universities Foundation opened the call for allocation of four scholarships in amount of EUR 1,500 for the 1st UniCredit & Universities Summer School Programme abroad. The scholarships will enable students from 17 European countries where UniCredit operates, including Serbia, to attend at a Summer School lasting a maximum of three weeks in July and/or August 2015 at the Barcelona Graduate School of Economics or London School of Economics. All interested may submit the applications until January 15th 2015.
UniCredit Bank opened the most modern branch in Novi Sad
Novi Sad, December 26th 2014
Keeping pace with global trends, UniCredit Bank has opened today the doors of its most modern branch in Novi Sad. Its design and functionality are in accordance with the results of research carried out at the level of the entire UniCredit Group, which have sought to identify the values that are most important for the clients of a bank. Based on these results, the created premises are not standard, and they were intended for both private individuals and small and medium-sized enterprises. The service model in the branch is fully adapted to the clients and aims to accelerate their maximum satisfaction and shorten the time from their entry to exit from the branch. New branch of UniCredit Bank is located at Katolička porta 2.
European Investment Fund and UniCredit Bank Serbia sign an EUR 30m agreement to support SMEs in Serbia
Belgrade, December 22nd 2014
The European Investment Fund (EIF) and UniCredit Bank Serbia JSC, have signed a guarantee agreement to support Small and Medium-sized Enterprises (SMEs) in Serbia under the Western Balkan Enterprise Development and Innovation Facility (WB EDIF). The WB EDIF support will enable UniCredit Bank Serbia JSC to generate a new portfolio of loans worth a total of EUR 30m in the next two years to companies who will have easier access to finance while benefiting from substantially reduced pricing and collateral requirements.
The second tranche of municipal bonds for capital projects
Stara Pazova, December 11th 2014
After the first tranche of Municipal bonds in the amount of RSD 125 million, which were realized in early 2014, the municipality of Stara Pazova, officially starts public placement of the second tranche of bonds, which will be implemented under the patronage of UniCredit Bank. On this occasion, Djordje Radinovic, President of Municipality of Stara Pazova officially signed a contract with Enrico Verdoscia, member of the Executive Board of UniCredit Bank, in charge of Corporate and Investment Banking.
Increase of UniCredit Bank’s dinar cash loans
Belgrade, December 8th 2014
Thanks to the offer created in order to meet clients’ needs, UniCredit Bank in the first three quarters marked increase of 30% when it comes to the total number of approved dinar cash loans, in comparison with 2013. In addition, when we speak about the total amount of approved cash loans, increase of 40% was recorded.
Opening of the competition „Idea for a Better Tomorrow“ for allocation of grants in the amount of EUR 45,000
Belgrade, November 27th 2014
Foundation Ana & Vlade Divac, UniCredit Foundation and UniCredit Bank, along with Smart Kolektiv and National Tourism Organization of Serbia, presented today the second edition of a competition ‘Idea for a Better Tomorrow’ within which the grants in the overall amount of EUR 45,000 will be allocated. In the competition, which has the aim to contribute to the development of social and existing business, can participate social enterprises, enterprises generating income by producing and selling of goods and services that have a social purpose as the main reason of their activities, enterprises reinvesting a part of their profit for achieving the social goal, small cooperatives, civic associations, limited liability companies, craft workshops, etc. In the period from November 27th until December 30th 2014, these categories are invited to submit their ideas which can (also) contribute to the promotion of positive image of Serbia abroad and increase in its export potential. In the final selection 20 best ideas will be shortlisted for grants from EUR 5,000 to 10,000.
Festive outfit of UniCredit Bank’s MasterCard gift card
Belgrade, November 26th 2014
In accordance with increasing interest of citizens and upcoming holidays during which we want to make happy our loved ones, UniCredit Bank also this year presented specially designed MasterCard gift card. The card and its gift package, which at the same time represents the greeting card, are made according to unique creative solution which meets the tastes of all ages, in a way that reflects magic of winter and reminiscent of childhood. Thanks to numerous functionalities of this product, UniCredit Bank, year after year, records continuous growth in number of issued gift cards. This is proven by the fact that so far over 50,000 gift cards were issued, while the average value which clients usually choose amounts RSD 7,000.
Appointment of the new Head of Central & Eastern Europe (CEE) Division
Belgrade, November 12th 2014
During yesterday’s meeting, the Board of Directors of UniCredit has appointed effective as of 16th February 2015, Carlo Vivaldi as the Head of Central & Eastern Europe (CEE) Division. In this function Vivaldi will succeed Gianni Franco Papa, who has already been designated in August, as the Group Deputy General Manager and Head of Corporate & Investment Banking (CIB) Division.
UniCredit Bank Serbia ranked first according to the overall amount of disbursed subsidized loans
Belgrade, November 5th 2014
Following its business policy and strategy which implies providing support for maintaining the business continuity of enterprises operating in Serbia, UniCredit Bank also this year’s joined Subsidized Loan Program. Involvement in this initiative resulted in over EUR 132 million of totaly disbursed subsidies loans, figure which positions UniCredit Bank as the first bank on the market when participation in this Program is concerned. Over 95% of these loans have been disbursed to segment of micro, small and medium enterprises, while the remaining amount refers to large companies segment.
Almost 15,000 people visited the UEFA Champions League Trophy Tour presented by UniCredit in Serbia
Belgrade, October 23rd 2014
In the period from 14 until 19 October, almost 15,000 football fans visited the UEFA Champions League Trophy Tour presented by UniCredit on its journey through Serbia. Thanks to this spectacular event, football admirers in Novi Sad, Nis and Belgrade had the opportunity to experience the unique atmosphere of this prestigious club football competition and take photos not only with the famous trophy, but also with football legends Dejan Stanković, Michel Salgado and Dejan Savićević.
The UEFA Champions League Trophy Tour presented by UniCredit in Belgrade
Belgrade, October 17th 2014
Final station of this year’s UEFA Champions Leagues presented by UniCredit is Belgrade and the ambassadors for this event in Serbia’s capital are Michel Salgado and Dejan Stankovic. Over three days, from 17 until 19 October, the iconic trophy will be exhibited on the Republic Square and all visitors will have the opportunity to experience the unique atmosphere of the UEFA Champions League.
UEFA Champions League Trophy Tour visits Vienna
Vienna, October 2nd 2014
After kicking off the Tour in Bratislava, the most sought-after trophy in European club football is on display at Am Hof in downtown Vienna, from today until Saturday night. The sixth edition of the “UEFA Champions League Trophy Tour presented by UniCredit” is accompanied in Austria by legendary footballers Mark van Bommel and Michael Konsel. In the next two weeks, the Tour will visit Croatia and Serbia, eventually travelling a route of approximately 900 kilometres before returning home. True to the motto “Get close to Greatness”, the UEFA Champions League Trophy Tour brings Europe’s most famous club football competition and its trophy closer to football fans.
Ministry of Education, Science and Technological Development of Republic of Serbia and UniCredit Bank signed the Agreement on the payment of students loans and scholarships
Belgrade, September 30th 2014
Ministry of Education, Science and Technological Development of Republic of Serbia, during September, has signed the Agreement on providing the banking services in regards to the payment of pupils and students loans and scholarships and performing the certain professional tasks with UniCredit Bank. Namely, as from this school year, UniCredit Bank will perform all the activities in regards to processing and payment of pupils and students loans and scholarships which will be implemented in the branches of this Bank.
With support from USAID/OFDA and ECHO, Mercy Corps and UniCredit Bank team up to provide flood relief
Belgrade, September 24th 2014
Through funding provided by USAID Office of Foreign Disaster Assistance (USAID/OFDA) and the European Commission’s Department for Humanitarian Aid and Civil Protection (ECHO), a total of 3,090 households will have the opportunity to start renovating their homes and small businesses over the next three months. As part of these efforts, Mercy Corps has recently delivered UniCredit Bank gift cards to families affected by the May floods in both Sabac and Koceljeva.
UniCredit Bank's Selector current account for only RSD 1
Belgrade, September 22nd 2014
Thanks to the great interest of clients and upcoming UEFA Champions League Trophy Tour presented by UniCredit, UniCredit Bank organizes a promotional campaign during which all clients who from September 22nd to October 31st 2014 open Selector current account, in next 6 months will pay montlhy maintenance in amount of only RSD 1.
UniCredit Bank extended the initiative „Gather the Team“ until the end of November
Belgrade, September 11th 2014
Promotional campaign “Gather the Team”, better known as “Super transfer”, which UniCredit Bank launched at the beginning of this year, was extended due to the huge interest of clients. Therefore all clients of UniCredit Bank, which until November 30th 2014 recommend to their friends to open an account in this bank, will receive MasterCard gift card in the amount of RSD 2,000.
UniCredit Bank's clients more often use the possibility to pay by cards in installments
Belgrade, September 8th 2014
From year to year, UniCredit Bank has been recording continuous growth of the market share when it comes to use of credit cards. To this growth significantly contributed the possibility of paying with credit cards in installments, without interest, as evidenced by the fact that they make more than 25% of total transactions with payment cards. According to data of July 2014, UniCredit Bank recorded a growth of 24.1%, in comparison to July of 2013, regarding the number of transactions in which clients use the option of payments in installments. At the same time, the bank has achieved growth of value of these transactions by 21.25%.
UniCredit Bank introduced virtual exchange office
Belgrade, August 21st 2014
In order to improve Online Bank and in accordance with the requirements of clients who use this service, UniCredit Bank introduced additional funcionality, the virtual exchange office. Thanks to this new funcionality, bank's clients will be able to perform transactions such as buying or selling foreign currencies from their PCs, regardless the location and branch's working hours.
UniCredit Bank's branch in Obrenovac opened again
Obrenovac, July 28th 2014
UniCredit Bank’s branch in Obrenovac, which was temporarily closed in May due to the consequences caused by catastrophic floods, today was opened again. All citizens and legal entities, clients of Obrenovac’s branch located in Vojvode Mišica 168, from July 28th can perform all necessary transactions and obtain information regarding current products and services.
New location of UniCredit Bank's branch in Požarevac
Požarevac, July 25th 2014
By the beginning of this week, UniCredit Bank relocated branch in Požarevac from Tabačka čaršija 13 to Trg Radomira Vujovića 12. UniCredit Bank's clients in this city can use all advantages which provide modern banking model in new state of the art premises.
UniCredit supports young economists
Belgrade, July 7th 2014
UniCredit Bank, in collaboration with Faculty of Economics University of Belgrade and UniCredit and Universities Foundation, organized two-day „Young economists conference“. The conference was established in 2011 with the aim to support PhD students and young researchers in their further development.
EBRD and UniCredit Bank Serbia provide support to Serbia’s private sector
Belgrade, June 25th 2014
The European Bank for Reconstruction and Development (EBRD) has signed two financing agreements totalling €50 million with UniCredit Bank aimed at providing support to Serbia’s private sector. A new loan of up to €40 million will be designated for on-lending to private SMEs whose access to finance is a challenge, especially in the aftermath of the recent floods. In addition, a €10 million mortgage loan will be extended with the aim to enhance financing for the private residential housing sector.
Repayment relief measures for UniCredit Bank’s clients affected by the floods
Belgrade, June 24th 2014
In order to support its clients who were affected by the floods, that destroyed numerous households, land and facilities, causing landfalls, UniCredit Bank introduced repayment relief measures aimed at easing the repayment of their loan obligations. These measures are referring to bank’s clients who live in flooded areas and thus were directly or indirectly endangered.
CEE Household's Net Financial Wealth
Belgrade, June 15th 2014
In spite of an impressive catch-up process CEE households´ net financial wealth in terms of GDP is one fourth that of the major developed countries on average, which indicates a significant scope for further convergence.
In terms of assets, a moderate shift towards institutionalized assets will continue in the next years, but cash and deposits will likely remain dominant
Regarding liabilities, housing loans will outpace consumer loans, when excluding Russia and Turkey.
Overall, banks will likely continue to be key financial intermediaries in CEE, with further potential to enhance their role as financial advisors for households.
First Subsidized loans approved by UniCredit Bank Serbia
Belgrade, June 4th 2014
At the beginning of this week, UniCredit Bank Serbia approved first loans from the Government's Subsidized Program which has the aim to ensure the business continuity of companies operating in this country. Entrepreneurs, micro, small and medium enterprises, as well as large corporate clients are eligible to apply for liquidity and working capital loans. In these first days, UniCredit Bank has already approved several loans which are being disbursed. These loans are approved for the repayment period of up to 18 months, which includes also grace period of up to 6 months.
UniCredit continuously supports citizens affected with the floods
Belgrade, May 29th 2014
At the very first moment after floods started and emergency situation was declared, UniCredit Group’s subsidiaries in Serbia, UniCredit Bank and UniCredit Leasing, engaged substantial efforts in finding modules aimed at supporting Serbia and its citizens who were affected by the floods. The initiatives conducted so far comprehend the donation of RSD 5,500,000 to State account, but also collection of humanitarian aid packages among UniCredit employees. Furthermore, with joint forces of the bank and its employees, more than RSD 1,328,000 was collected for colleagues who suffered the consequences of this natural disaster.
Ljiljana Berić and Enrico Verdoscia new members of UniCredit Bank Serbia Management Board
Belgrade, May 8th 2014
On April 30th, Management Board of UniCredit Bank Serbia has been enlarged by two new members, Ljiljana Beric in charge of Finance Division and Enrico Verdoscia responsible for Corporate and Investment Banking Division (CIB). Enrico took over the responsibilities from Branislav Radovanovic who was successfully leading CIB Division from 2007 and who continued his career outside UniCredit.
UniCredit Bank joined the celebration of International Girls’ Day for the first time
Belgrade, April 29th 2014
Thanks to the collaboration with Association of Business Women, UniCredit Bank joined, for the first time, the celebration of the International Girls’ Day. The activities which were organized in regards to this day had the aim to empower girls when choosing their future profession, and help them not to succumb to stereotypes, but to follow their personal interests and talents. UniCredit Bank hosted 12 girls of the seventh grade of elementary school "Vladislav Ribnikar" from Belgrade.
UniCredit Bank Serbia and Bassilichi CEE continue to improve their collaboration by introduction of POS terminals in vehicles of Taxi Association “Naxis”
Belgrade, April 11th 2014
The project gains the Technobank 2014 Award for the best technology in banking. In the last three and a half years, no matter the challenging conditions on the global market, UniCredit Bank Serbia has continuously managed to build up its co-operation with Bassilichi CEE, an important Europe wide player in the field of POS business. Through this period of time, these two companies have not only succeeded to grow their existing business, but also to develop new models of collaboration.
Significant growth of demand for UniCredit Bank’s „Recipe for cash“
Belgrade, April 3rd 2014
In the first quarter of 2014, UniCredit Bank recorded significant growth of demand in segment of cash loans both when number of apporved loans and total loan amount are concerned. Namely, the number of approved loans, in the first quarter of this year exceeded over 30% the number in comparison to the same period in 2013. Approximatelly 99% of approved loans were dinar loans.
UniCredit Joins Earth Hour 2014
Belgrade, March 28th 2014
On March 29, UniCredit will turn off the lights in more than 70 of its buildings around Europe for Earth Hour, marking the Group’s seventh consecutive year of participation in the global initiative to raise awareness of climate change.
UniCredit Bank started the action Gather the Team
Belgrade, March 18th 2014
Earlier this week, UniCredit Bank launched promotional campaign called “Gather the Team”, which will last until June 30th this year. The action has the aim to motivate satisfied clients to recommend UniCredit Bank to their friends, and to encourage the potential ones to open an account in this bank and in that way to “gather their team”. For initiators of “super transfer” who recommended UniCredit to their friends, the bank has provided MasterCard gift card in the amount of RSD 2,000. Each client can recommend up to five friends and in that way be awarded with total amount of RSD 10,000.
Solid business performance of UniCredit Bank Serbia
Belgrade, March 13th 2014
Despite persistent challenging circumstances and turbulences influencing the decrease in number of banks on the local market in 2013, UniCredit Bank managed to further reinforce its position of strong, stable and reliable player, one of the most important pillars of Serbian banking system. The bank confirmed its position number 3 on the market in terms of total assets, at the same time additionally strengthening customer business and broadening the range of customer services.
UniCredit Bank additionally reduced overdraft interest rate
Belgrade, February 28th 2014
According to the request of its clients and current market conditions, UniCredit Bank reduced nominal interest rate for overdraft to 24.9% per annum for fully employed persons and to 23.9% p.a. for pensioners. This additional reduction of interest rate, which is targeting both current and future clients, place UniCredit Bank’s offer as one of the most competitive in the market. Furthermore, in order to support clients with suffer from temporarily lack in budget, bank offered them to use overdraft in amount of 12,000 RSD, without any interest rate
UniCredit Bank presented a new, more modern banking model
Belgrade, February 25th 2014
Keeping pace with the global trends, on Monday, February 24th UniCredit Bank opened the doors of its most modern branch in Serbia. The service model in the branch is fully adapted to the clients and aims to maximally enhance their satisfaction and shorten the time they spend in the branch, from the moment they enter, until they go out of the branch. New UniCredit Bank’s branch is located in Spanskih boraca 3.
Create your UEFA Champions League Virtual Sticker Collection presented by UniCredit together with football fans from all over the world
Belgrade, February 5th 2014
This year UniCredit has joined a series of activities which have the aim to provide a wider social significance to the sponsorship of UEFA Champions League, as well as to convey a unique football spirit on all the fans. In order to bring closer the most popular football sport to the fans and promote sport, team spirit and healthy life, UniCredit, in collaboration with Panini, presented a virtual album with stickers of participants of this prestigious football competition for the season 2013/2014.
UniCredit Bank Serbia and EFSE sign EUR 15 million senior loan agreement
Belgrade, January 21st 2014
The European Fund for Southeast Europe (EFSE) and UniCredit Bank Serbia signed a EUR 15 million senior loan facility agreement, which is aimed at further strengthening the bank’s housing and home improvement lending business with retail clients.
Economic recovery triggers gradual improvement of CEE lending
Vienna, January 14th 2014
Lending growth expected to be mainly driven by corporate segment in the next years.
Increase in deposits at a sound level supporting the CEE banking sectors shift towards a ‘new model’.
‘New model’ characterised by a more sustainable funding structure, strengthened liquidity as well as higher capital buffers
UniCredit Bank and Petroleum Industry of Serbia (NIS) extended their cooperation
Belgrade, January 8th 2014
UniCredit Bank and Petroleum Industry of Serbia (NIS), as leaders in their own business fields, have made an additional step in their cooperation, ensuring additional benefits for their clients. Namely, due to their successful partnership, on 26 NIS Petrol and Gazprom petrol stations UniCredit Bank’s ATMs were installed allowing citizens, besides refilling the tank, also to withdraw cash at point of sale and to refill their wallets.
A special gift that fulfills everyone's desires - UniCredit Bank’s MasterCard gift card
Belgrade, November 12th 2013
By focusing on the needs that clients have during the pre-holiday period UniCredit Bank continued toimprove its offer of cards and to align their design. Aware of dilemmas that all of us face when searching forthe right gift, and in order to maximally facilitate purchase for customers, the bank introduced MasterCardgift card with original design.
UniCredit Bank’s Recipe for Cash
Belgrade, November 24th 2013
Making a parallel between cooking and creating a banking product, UniCredit Bank presented Recipe for Cash, a product that meets the tastes and needs of the most demanding clients. The slogan "It is the best when all the ingredients are put in place" properly reflects the dinar cash loan with insurance that provides customer benefits such as higher loan amounts, longer repayment period and the insurance that protects them from unforeseen circumstances.
"Energy without frontiers" Thanks to the project "Idea for a Better Tomorrow" Strawberry Energy developed a mini solar charger for areas without access to electric energy
Belgrade, 09 October 2013
Thanks to the project "Idea for a Better Tomorrow" organized by UniCredit Foundation, Foundation Ana and Vlade Divac and UniCredit Bank, the company "Strawberry Energy" has developed a new solar charger for mobile devices - "Strawberry Mini SOS".
UniCredit Bank enlarged its offer by introducing cheque
Belgrade, October 14th 2013
In accordance with its customer requirements, UniCredit Bank enlarged its offer by introducing cheque, aproduct that is very special and popular on the market. Request for cheque can be made by all adults,employed or retired, following the simplified procedure, smeaning that they can receive checks immediatelyupon applying for them.
Banking on the go has never been simpler: the new UniCredit Bank Serbia “m banking” app for Android and iPhone is now available
Belgrade, 18. October 2013.
UniCredit has released a new Mobile Banking app, for both iOS and Android, that makes managing money easier. The “m banking” app - designed having the customer in mind - offers simpler navigation based on gestures and a convenient UniCredit menu which allows accessing all functionalities at any time.
"The EU banking union and its impact on non-EU members” workshop held
Workshop entitled "The EU banking union and its impact on non-EU members” was held for the first time in on September 9th at Belgrade based Faculty of economics. Among numerous participants at the event which was organized for the first time by UniCredit & Universities Foundation, Faculty of Economics and UniCredit Bank, were also representatives of National Bank of Serbia, representatives of diplomatic corps, professors, state officials, representatives of international financial organizations, economic experts and Serbian economy representatives.
Niccolò Bonferroni new Head of International Customers Department of UniCredit Bank Serbia
Belgrade, August 1st 2013
On August 1st 2013 Niccolò Bonferroni will take over the responsibilities of Head of International Customers Department of UniCredit Bank Serbia from Emiliano Steinfl who successfully lead this department for more than three years. In contribution to his good results achieved within the bank, Emiliano will continue his carrier in our country, as CEO of UniCredit Leasing Serbia. He will succeed long-time head of this leasing house, Joachim Ahrer who will continue his carrier covering important position within the Group in Vienna.
UniCredit Bank enriched the offer for legal entities with E-Commerce
Belgrade, August 6th 2013
In accordance with market demands and trends of the modern world, UniCredit Bank continued to enrich itsrange of products and services for legal entities. As one of the leading banks in Serbia, according to thegrowing number of payment over the Internet, UniCredit Bank was among the first banks which haveimplemented E-Commerce.
Irena Josifoska from Serbia participant of the prestigious International Music Forum in Trenta
Belgrade 21 August 2013.
Irena Josifoska, seventeen year old cellist from Novi Sad, is the only participant from Serbia at the thirteenth International Music Forum, which in Trenta, Slovenia, is organized by the Vienna Philharmonic Orchestra, with the support of UniCredit Bank Austria. She has the privilege to work with the Vienna Philharmonic and the most talented young musicians from all over Europe at the nine-day forum, which will last until 26 August. This Music forum was founded in 2000 by the professor Alfred Star, former first violinist of the Vienna Philharmonic Orchestra, and traditional support of UniCredit Bank Austria in its maintenance only proves its commitment to the art and youth.
EFSE bolsters UniCredit Serbia’s housing and MSE finance operations
Frankfurt and Belgrade, 9 July 2013
UniCredit Bank Serbia and EFSE sign EUR 25 million loan facility The European Fund for South Eastern Europe (EFSE) – initiated by KfW Development Bank (KfW) with the financial support of the German Federal Ministry for Economic Cooperation and Development (BMZ) and the European Commission – has signed a EUR 25 million loan facility with UniCredit Bank Serbia JSC (UniCredit). EUR 15 million is earmarked for strengthening the bank’s MSE lending operations and EUR 10 million will support UniCredit’s housing and home improvement loan program.
UniCredit receives Five Awards for Excellence by Euromoney
Milan, 12 July 2013
UniCredit has won five prestigious awards attributed by Euromoney, one of the leading international business magazine worldwide.
"Writing for CEE 2013“:Submission date for European journalism prize ends on 31st July
Vienna, July 19th 2013
For the 10th year APA – Austria Press Agency and UniCredit Bank Austria are inviting submissions for the renowned journalism prize “Writing for CEE”. The prize, which is endowed with EUR 5,000, seeks to promote journalistic debate about European issues and European integration. “Writing for CEE” is not an EU prize, but according to Ambros Kindel, the chairman of the jury, "a European prize with a particular focus on Central and Eastern Europe".
European CSR Award Scheme: inspiring partnerships for innovation and impact Special Mention to UniCredit for “Your Choice, Your Project” program by UniCredit Foundation
Milan, July 23rd 2013
The presentation of the “European CSR Award Scheme” awards took place on June 25th at the Wild Gallery in Brussels in honor of Corporate Social Responsibility projects. The awards are promoted and financed by the European Commission as part of a program coordinated byCSR Europe and Business in the Community with the support of Alliance Boots.
Winners of the competition ’Idea for a Better Tomorrow’ announced
Belgrade, June 06th 2013
Representatives of Foundation Ana and Vlade Divac, UniCredit Foundation and UniCredit Bank presented today the winners of the competition ‘Idea for a Better Tomorrow’. The goal of the competition was identifying the ideas for products or services which can contribute in the best way to the improvement of Serbia’s image in the region and abroad, and at the same time influence the improvement of country’s export potential. In the period from November 7th until December 26th social companies, small cooperatives, companies employing marginalized and vulnerable groups and individuals, as well as families and individuals, applied with 230 ideas.
Cooperation Agreement between Foundation Dragica Nikolic and UniCredit Foundation signed
Belgrade June 12th 2013
Representatives of Foundation Dragica Nikolic and UniCredit Foundation signed today the Cooperation Agreement formalizing the start of their collaboration and therefore regulating their joint activities in the field of humanitarian work. Common objectives, which are directed towards solving the problems of huge importance in the country, have connected the two foundations whose missions and interests largely coincide. Health care, which currently is one of the burning problems in Serbia, was identified as the first area of joint actions that requires urgent solutions and quick response.
Make your own combination of services - New Account Package Selector UniCredit Bank
Belgrade, May 8th 2013
UniCredit Bank presented to the citizens a unique product in the market, Package Selector account. This innovative product allows clients, in accordance with their financial needs and lifestyle, make an ideal combination of banking products and services, and thereby determine their cost of monthly maintenance package accounts.
Corporate Lending in Central and Eastern Europe 2013: Western Europe downturn leaves long-term potential of the CEE region untouched
- The “convergence” story continues to hold, with the modernisation of outdated infrastructure and the introduction of new technologies being particularly supportive
- Naturally, economic growth in CEE should outperform core Western European countries, driven by investments and external trade rather than consumption
- Lending activity will accelerate in line with economic growth and the revived demand
A boost for Serbia’s private sector EBRD and Unicredit providing loans and leasing finance
Belgrade, May 17th 2013
The EBRD is strengthening the private sector in Serbia by providing loans and leasing finance to small and medium-sized enterprises through local subsidiaries of UniCredit. The Bank will extend a loan of €30 million loan to UniCredit Bank Serbia for on-lending to private SMEs and up to €15 million to UniCredit Leasing Serbia d.o.o. especially to strengthen equipment leasing.
UniCredit Bank canceled commission fee for all payments on account for humanitarian purposes
Belgrade, April 2nd 2013
With a view to promote philanthropy and donation activity in Serbia, UniCredit Bank has canceled allcommission on donations, whether they come from the country or from abroad, as well as the cost ofmaintaining account. In this way, the bank, through the elimination of all associated costs, has joined anumber of humanitarian initiatives that are organized in our country.
“Tremolo in Trenta” – UniCredit Bank provides master course with the professors of the Wienna Philharmonic
Belgrade, April 4th 2013
Vienna Philharmonic, with the support of UniCredit Bank Austria, for the thirteenth consecutive year, organized International Music Forum in Trento, in Slovenia, which brings together talented young musicians. Within this forum, which is initiated for the first time in 2000 by professor Alfred Star, who was the first violinist of the Vienna Philharmonic Orchestra in his active years, gifted young musicians have the opportunity to take courses for violin, viola, cello and chamber music.
New Maestro card of UniCredit Bank with PayPass™ technology
Belgrade, April 12th 2013
Keeping pace with market demand, UniCredit Bank has introduced a new Maestro card with the latest technology of contactless payments , MasterCard PayPass™ . In addition to providing maximum comfort to its users, this card also provides a quick payment having in mind the fact that the time needed for this transaction is significantly shorter, and its use is simplified greatly. For the transactions of lower amounts it is enough to bring closer the card to the reader device and thus make payment, and while paying larger amounts it is necessary to enter security PIN code. Maestro PayPass™ card of UniCredit Bank has a chip platform which provides a higher level of security when making payments.
Bank Austria and APA invite submissions for "Writing for CEE 2013" Journalist award now in its tenth year, submissions accepted until 31 July
Belgrade, April 16th 2013
In 2013 the EUR 5,000 "Writing for CEE" journalist prize will be awarded for the tenth time. Journalists fromall round Europe – including Northern Europe, South Eastern Europe and the CIS countries – are invited tosubmit their works in this jubilee year.
New branch of UniCredit Bank from today within the industrial complex of Fiat Automobiles Serbia (FAS)
Belgrade, 26th April 2013
UniCredit Bank today opened a new branch office in Kragujevac, which is moved from the old location,Kosovo 4 Street, entrance next to Six poplars, to a much larger and more modern space located at theIndustrial Complex Fiat Automobiles Serbia (FAS). Existing customers of the branch who are employed inFAS, as of today can perform all transactions in the new premises of the factory.
UniCredit Foundation celebrates 10 years of the Gift Matching Program
Milan/Vienna, 13th March 2013
- More than 31 million Euro have been donated to non-profit organizations over 10 years
- More than 3500 projects have been supported by the donations collected from Group employees over 10 years
- In 2012, 3,7 million Euro were raised in support of 411 projects
UniCredit Bank Serbia, despite all challenges, continues with solid business performance
Belgrade, March 18th 2013
Despite the difficult market conditions which in the previous business year have characterized not only Serbia, but also the countries in the environment, UniCredit Bank has succeeded to achieve solid financial results, as well as to increase its market share when most important parameters are concerned. Regardless of the crisis, the Bank has continued to invest in the improvement of its business in Serbia through investments in employees and modernization of its operations, by placing the customer orientation in the very focus of its activities. At the end of 2012 UniCredit Bank Serbia net profit after taxes amounted RSD 4.4 billion*. Furthermore, the Bank increased its client base by around 4.5%, in that way exceeding the overall number of 195 thousand customers at end of 2012.
39 finalists for the next round of the competition "Idea for a Better Tomorrow" have been selected
Belgrade, February 11th 2013
At the meeting held on 6 February, an expert jury for the competition “Idea for a Better Tomorrow”, selected 39 finalists who will compete with their ideas in this competition, which aims to contribute to the promotion of Serbia in the region and abroad. From the total of 230 applications submitted for the competition the jury selected 16 companies and 23 individuals, or families, which will go into the final round of the competition, and with whom experts will be working on the development of their business plans for the next two months. The finalists will compete for a grant in the overall amount of EUR 56,000.
UniCredit Bank‘s MasterCard gift card - Ideal gift for all holidays
Belgrade, February 13th 2013
In the eve of Valentine's Day and International Women's Day, UniCredit Bank presented MasterCard gift card with a special design, which is aimed to facilitate the selection of the right gift. Besides saving time, this card also allows avoiding the crowds in the stores and ensures customers that their loved ones will get exactly the kind gift about which they dreamed of.
‘The Idea for a Better Tomorrow’ gathered 230 applications for promotion of Serbia
Belgrade, January 30th 2013
In the first phase of the competition "The Idea for a Better Tomorrow," 230 ideas were collected for products and services that can contribute to the improvement of Serbia's image in the region and abroad. In this phase, which lasted from November 6th until December 26th, 46 companies participated with their ideas, while 184 ideas were proposed by individuals and families. The competition, in which grants in the overall amount of EUR 56,000 are awarded, is organized by Foundation Ana and Vlade Divac, UniCredit Foundation and UniCredit Bank. The decision regarding the finalists will be made at the first meeting of the Jury which, in addition to organizers, is consisted ofrepresentatives of Serbia Investment and Export Promotion Agency (SIEPA) and Tourism Organization of Serbia (TOS) and which will be held on February 6th.
CEE Banking Study 2013: Looking for sound growth, CEE banks rebalance their business models
- The CEE banking sector keeps showing good profitability with revenues margins softening but still above Western European levels
- Total assets and lending have grown continuously since 2008, even though at a milder pace than pre-crisis and with a stronger focus on domestic funding sources
- Foreign players have an important role in the local markets and increased the share of CEE assets within their groups´ total assets over the last years
The deadline for entries for "Idea for a better tomorrow" has been extended until 26 December
Belgrade, 12th December 2012
Due to the great interest and numerous requests to extend the deadline for entries, the organizers of the contest "Idea for a Better Tomorrow" made a decision that the application period runs until Wednesday, 26 December. Until then, all those who believe that their idea of producing a typical Serbian products or services can contribute to the promotion of Serbia abroad will be able to apply to this competition dedicated to socially vulnerable categories.
UniCredit Bank MasterCard gift card - give something special
Belgrade, 4th December 2012
December is the month when one gives the most. No matter how much giving makes people happy, they often do not have enough time to devote to finding gifts for all their loved ones. Therefore, UniCredit Bank in order to facilitate the purchase during the upcoming holidays, presented MasterCard gift card special, New Year's design.
Offer UniCredit Bank amended package of products and services for pensioners
Belgrade, 20 November 2012
In accordance with the requirements of the market, UniCredit Bank has completed its offer of products and services for retirees. The bank has offered account package for pensioners, overdraft and dinar cash loan with insurance. Now pensioners can apply for a dinar cash loan at a significantly lower interest rate, in addition, the first 1,000 customers whose loan is approved will receive a MasterCard prepaid card worth 2,000 dinars.
Call for entry within the project ‘The Idea for a Better Tomorrow’ for grants in the overall amount of EUR 56,000 opened
Belgrade, 6th November 2012
On today’s event Foundation Ana and Vlade Divac, UniCredit Foundation and UniCredit Bank presented the project ‘The Idea for a Better Tomorrow’ and invited vulnerable groups, both individuals and legal entities, to participate in this Call for entry and in that way apply for grants in the overall amount of EUR 56,000. In the period from November 7th until December 14th social companies, small cooperatives, companies employing marginalized and vulnerable groups and individuals, as well as families and individuals wishing to start or expand their business, can nominate their ideas which are promoting Serbia and in that way enter into the closest competition for grants.
UniCredit named ‘Best Cash Management Bank’ in CEE Euromoney Cash Management Poll 2012
Milan, 11th October 2012
Milan, 9th October, 2012 – Euromoney’s Cash Management Poll 2012 today revealed that UniCredit is the cash management provider of choice for international corporates with operations in Central and Eastern Europe. The poll also assigns UniCredit a leading position in Italy and Germany, where it ranks as one of the top three domestic cash managers. The survey, which includes feedback from more than 17,000 international corporates, was published today and is available on the magazine’s website.
UniCredit Bank has opened another branch in Belgrade
Belgrade, 5th October 2012
Despite the very difficult conditions in the region, UniCredit Bank in 2012 continued to improve its business on Serbian market, trying to, through continuous matching of supply and ensuring higher network
availability, meet the needs of its clients. With today's opening of branch in Belgrade, Bulevar kralja Aleksandra 26, the bank increased the number of locations where customers can carry out the necessary banking services to 74 throughout Serbia.
The new UniCredit Bank multifunctional ATMs
Belgrade, 4th October 2012
In order to meet its clients with the benefits when using its electronic services, UniCredit Bank launched the project "Migration". It aims to promote electronic and mobile banking and ATMs with different functionalities, providing customers with a choice between traditional and modern banking that, in addition to significant savings in money, provides savings in time. Bank on this occasion created a special internet presentation www.nadugme.com with information about these services, answers to questions, instructions for use, contacts and locations of branches and all the advantages of using these services.
Results of the "RAISE" project
Belgrade, 28th September 2012
Representatives of the Foundation "Ana and Vlade Divac", UniCredit Foundation, UniCredit Bank, and Novi Sad Humanitarian Center Vision, today presented the results of the joint project "Rural and Agricultural Integration within a Supportive Environment '' (RAISE).
Additional benefits for payments with UniCredit Bank credit cards
Belgrade, 26th September 2012
UniCredit Bank further improved its offer of credit cards by introducing yet another advantage which provides customers with maximum comfort and flexibility. Users of MasterCard and DinaCard credit cards, in addition to standard revolving transactions, as of today can share purchases into installments that will be repaid without interest. Regardless of whether you are at home or abroad, whether of payment of goods and services or withdrawal of money at an ATM, the amount spent, customers can repay in 3, 6 or 12 equal monthly installments. In addition, this model can be used by those who choose to liabilities incurred in other banks refinanced through MasterCard credit cards UniCredit Bank.
UniCredit Bank entered the Subsidized Loan Program
Belgrade, 18th September 2012
By signing of the contract with the Development Fund of the Republic of Serbia, UniCredit Bank joined also this year the Government Subsidized Loan Program. Large number of clients, domestic companies and entrepreneurs, are applying for liquidity loans, as well as for loans for working capital financing and export business.
CEE countries must work upon economic convergence
Vienna, 5th September 2012
UniCredit Economics & FI/FX Research:
- EMU may well have reached a turning point, as real economies are adjusting and the ECB has delivered a credible ‘firewall’
- More concern about increasing uncertainty on the pace of global growth, generated by signs of a slowdown in Germany and emerging markets globally
- CEE countries are struggling with weaker external demand and uncertain consumers, whereas in most cases fiscal policy is under control
- Labour productivity, costs and competitiveness of CEE region give reason for optimism
The initiative "It's sad when art falls silent"
Vranje, 28th August 2012
In line with its strategy of corporate social responsibility, and with aim to support the preservation of the cultural heritage of the local communities in which it operates, UniCredit Bank has started a humanitarian
action to help the theater "Bora Stankovic" in Vranje, titled "It's sad when art falls silent."
Nikola Vuletić appointed as the new Head of Retail Division of UniCredit Bank Serbia
Belgrade, July 31st 2012
Starting from August 1st 2012, Nikola Vuletić will take over the position of Head of Retail Division of UniCredit Bank Serbia. He will resume responsibilities from Maurizio Volcich who successfully led the Bank’s Retail Division for more than three years. Maurizio will continue his career as Head of Retail Division in UniCredit Tiriac Bank in Romania.
Last call for entry: Writing for CEE 2012 journalism prize
Vienna, 17th July 2012
Journalists from all parts of Europe, including northern and southern Europe, southeastern Europe, Russia and the CIS states, are invited to submit their journalistic work for the prominent Writing for CEE European journalism prize by 31 July 2012. Initiated by APA – Austria Press Agency and UniCredit Bank Austria, and worth EUR 5,000, the award aims to encourage closer ties between countries and make a contribution to overcoming prejudice. The pieces should reflect on life in Europe and the countries of Europe and on the hopes, cares and dreams of Europe’s people.
Initiative to support the Department of Gynecology and Obstetrics of the General Hospital "Stefan Visoki" in Smederevska Palanka
Belgrade, 13th July 2012
UniCredit Bank Serbia, in line with its strategy of socially responsible business, launched a charity campaign called "Fight for healthy offspring." The action, which will last until 20 September 2012, aims to raise funds for the purchase of ultrasound equipment for the Department of Gynecology and Obstetrics of the General Hospital "Stefan Visoki" in Smederevska Palanka. For payments bank opened a dedicated account and the beginning of the humanitarian action marked with the donation in the amount of 100,000 dinars.
Claudio Cesario appointed as new CEO of UniCredit Bank Serbia JSC
Belgrade, May 8th 2012
After receiving the approval of National Bank of Serbia, Claudio Cesario was appointed as the Chairman of the Management Board of UniCredit Bank Serbia JSC and the new Chief Executive Officer of the Bank. He assumed the CEO function from Klaus Priverschek who led the Bank in Serbia from December 2007. Klaus Priverschek will take over a new
important role within the Group.
UniCredit Bank Streetvolleyball turnir & Asics 2012
Subotica, May 18th 2012
In the period from 19 to 20 May 2012, on the Republic Square and Freedom Square in Subotica, will be
held XII volleyball tournament, UniCredit Bank Streetvolleyball tournament & Asics 2012 and the
International festival of volleyball. This tournament will have a humanitarian character, considering that in cooperation with the Red Cross in Subotica, all participating clubs to collect used clothes, shoes and toys that will be distributed after the tournament users.
UniCredit Bank became the third largest bank in Serbia in 2011
Belgrade, April 2nd 2012
UniCredit Bank Serbia achieved very solid business and financial results in 2011, significantly improving both its competitive position and reputation on the local market. The Bank strongly increased the number of clients and broadened the scope of customer services. Notably, the number of foreign investors, both industrial and portfolio investors, who chose UniCredit as their main bank in Serbia, has risen strongly.
Apply for International Music Forum Trenta
Belgrade, April 11th 2012
- 12th International Music Forum Trenta runs from August 25 through September 3, 2012,
- Bank Austria’s sponsorship lets talents aged 16 to 25 years take free lessons with members of the
- Applications accepted until April 30, 2012
UniCredit Bank provided EUR 12.7 million for the construction of first true outlet centre in Serbia
Belgrade, April 18th 2012
As the first financial institution which introduced the model of project financing in Serbia, UniCredit Bank,
even through the crisis period continued to actively participate in the real estate financing projects, marking
at the same time growth in this business area.
Submissions now being accepted for the 2012 Writing for CEE journalism prize
Vienna, 23rd April 2012
The 5,000-euro Writing for CEE European journalism prize is up for grabs again in 2012. Journalists from all parts of Europe, including northern and southern Europe, southeastern Europe, Russia and the CIS states, are invited to submit their work for consideration. The pieces should reflect on life in Europe and the countries of Europe and on the hopes, cares and dreams of Europe’s people, and should contribute to closer ties between the countries and to overcoming prejudice.
Establishment of Confindustria Serbia further strengthens Italian business association in the country
Belgrade, 28th March 2012
In Belgrade yesterday was held an event dedicated to the presentation of the association Confindustria Serbia that occurs relying on a three-year experience of the Association SYSTEM. The event, which was opened by His Excellency the Ambassador of the Republic of Italy in Belgrade, Armando Varichio, Minister of Economy and Regional Development Nebojsa Ciric and President of the Association of SISTEMA, Franco Delneri was attended by over 200 participants. Official opening was followed by presentations of deputies in the Italian Parliament, Adolf Ursa, Chairman of the Executive Board of UniCredit Bank Serbia, Klaus Priverschek and vice-president of the organization and the joint marketing of Confindustria, Edoardo Garone.
UniCredit Bank Cash loans with insurance
Belgrade, 20th March 2012
To help customers ensure maximum security during the loan repayment period, UniCredit Bank has expanded its offer of dinar cash loan with insurance. In addition, it does not carry the risk of changes of exchange rates, this loan protects customers against unforeseen circumstances.
UniCredit Bank Serbia supports business development of ‘Piramida 72’
Belgrade, March 14th 2012
UniCredit Bank Serbia and Šabac based company ‘Piramida 72’, specialized for wet wipes production and baby care cosmetic products, have signed a Loan contract worth EUR 313,000. Approved funds are part of the European Bank for Reconstruction and Development (EBRD) financial package aimed at supporting competitiveness of the small and medium sized enterprises.
UniCredit’s successful capital increase: 99.8% of shares subscribed at the end of the Subscription period
Belgrade, February 1st 2012
UniCredit successfully completed its capital increase. On Friday, January 27th the Group communicated that, in the Subscription period, from 9th until 27th January 2012, 1,925,199,755 subscription rights were exercised and 3,850,399,510 shares were subscribed. The number of subscribed shares represents 99.8% of the total offered Shares, for an aggregate amount of EUR 7,481,326,247.93. UniCredit has just announced that all the 4,601,714 unexercised rights (the “Rights”) were sold today, during the first auction day.
UniCredit & Universities Foundation announces a competition for the Best Paper Award
Belgrade, 31 January 2012
UniCredit & Universities Foundation has announced the first competition for the Best Paper Award. The selection for the award includes works that are presented at the workshop "The social dimension of the organization", which is being held at the Central European University in Budapest from 27 to 28 April 2012. The authors of the two best papers will win prize money in the gross amount of 5,000 euros.
UniCredit rated as Best Trade Finance Bank in Italy and #5 Trade Finance Provider worldwide
Belgrade, January 19th 2012.
- The Euromoney Trade Finance Survey rates UniCredit as “Best Trade Finance bank” in Italy as well as in 5 CEE Countries
- Poll also places UniCredit among the top 5 Trade Finance providers worldwide
- UniCredit further top rankings in the following categories: trade documentation, Supply Chain Finance, innovation and structured trade finance
CEE banking sector still to generate above-EU average growth
Vienna, 18th January 2012
- Long-term outlook for regional convergence remains intact, but economic growth will likely be structurally lower and growth differentials within the region much wider than in the past
- 2012 should remain a challenging year for CEE banking, with regulatory changes and European debt crisis as main risk factors, Western European banks´ deleveraging should be a manageable drag
- CEE remains the “engine for growth” for UniCredit with a newly defined strategy aimed at maintaining leadership through a focused country approach