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Account Overdraft
Overdraft
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Up to RSD 12,000 with 0 fee
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Overdraft for pensioners
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Overdraft for refinancing

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Account overdraft
UniCredit Bank provides Account Overdraft for solving all unanticipated situations!
UniCredit Bank provides Account Overdraft to private individuals for solving all unanticipated situations!
The approved amount is on your account if you need it, but you do not have to use it. Because the nominal interest rate is calculated only on the used amount for as many days as you used it.
Overdraft is granted without processing fee and maintenance fee. And that's not all!
If you use an overdraft amount up to RSD 12,000 nominal interest rate is not charged!
Find out more
Preconditions:
- Debtor's creditworthiness is determined depending on the amount of monthly income and obligations of the debtor;
- For pensioners: Minimum 1 month in pension, transfer pension on the account in UniCredit Bank is required;
For all additional information, please do not hesitate to contact us on our Info telephone 011/3 777 888 or visit one of our branch offices throughout Serbia.
UniCredit Bank provides Account Overdraft specially created for our senior citizens, and for solving all unanticipated situations!
The approved amount is on your account if you need it, but you do not have to use it. Because the nominal interest rate is calculated only on the used amount for as many days as you used it.
Overdraft is granted without processing fee and maintenance fee. And that's not all!
If you use an overdraft amount up to RSD 12,000 nominal interest rate is not charged!
Find out more
Preconditions:
- Debtor's creditworthiness is determined depending on the amount of monthly income and obligations of the debtor
- For employed: Minimum 6 months of employment status and a minimum of 3 months of continuous employment status with the current employer, transfer salary on the account in UniCredit Bank is required;
For all additional information, please do not hesitate to contact us on our Info telephone 011/3 777 888 or visit one of our branch offices throughout Serbia.
Overdraft for refinancing gives you the possibility to refinance your existing obligations, but you can always remain something over.
The approved amount is on your account if you need it, but you do not have to use it. Because the nominal interest rate is calculated only on the used amount for as many days as you used it. Overdraft is granted without processing fee and maintenance fee. And that's not all! If you use an overdraft amount up to RSD 12,000 nominal interest rate is not charged!
Find out more
Preconditions:
- Debtor's creditworthiness is determined depending on the amount of monthly income and obligations of the debtor;
- For pensioners: Minimum 1 month in pension, transfer pension on the account in UniCredit Bank is required;
Refinancing account overdraft for pensioners
UniCredit Bank provides Account Overdraft for refinancing, specially created for our senior citizens, for solving all unanticipated situations!
Find out more
Preconditions:
- Debtor's creditworthiness is determined depending on the amount of monthly income and obligations of the debtor;
- For pensioners: Minimum 1 month in pension, transfer pension on the account in UniCredit Bank is required;
For all additional information, please do not hesitate to contact us on our Info telephone 011/3 777 888 or visit one of our branch offices throughout Serbia.