UniCredit Bank provides Account Overdraft specially created for our senior citizens! The approved amount is on your account if you need it, but you do not have to use it. Because the nominal interest rate is calculated only on the used amount for as many days as you used it. Overdraft is granted without processing fee and maintenance fee. And that's not all! If you use an overdraft amount up to RSD 12,000 nominal interest rate is not charged!
Account Maintenance Fee (if the client is not already using RSD current account opened in the Bank), variable:
Account maintenance fee is variable in accordance with the Framework Agreement that User has signed with the Bank. The change will be applied from the date which is indicated as the date of application, and earliest after the expiration of 60 days upon notification of the User regarding the change, whereby if the Bank was not informed by User that he/she is not compliant with the change, it will be considered that User agrees with the new fee.
|Overdraft amount||NIR annual, variable||EIR annual||Total amount of interest paid by the client whithin 36 months, if overdraft is used in full amount for all 36 months (interest is charged quarterly)||Repayment period|
|RSD 30,000||25.00%||29.42%||RSD 23,763.00||36 months|
EIR is calculated on January 21st 2020. The cost of the blank bill and a credit bureau report are included in calculation.
For all additional information, please do not hesitate to contact us on our Info telephone 011/3 777 888 or visit one of our branch offices throughout Serbia.