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A SMART decision for your savings starts in dinars!

Take the opportunity to term deposit new funds in a minimum amount of 1.200.000,00 RSD and earn an interest rate of up to 5.20% per year.

Condition of Term Deposit:

  • Minimum Term Deposit Amount: 1.200.000,00 RSD
  • The offer is valid exclusively for new* deposits and lasts until July 31, 2026
  • Possibility of opening a Prestige Account Package without an account maintenance fee until December 31, 2026
  • Fixed Nominal Interest Rate (NKS) in RSD per annum

▪️3 months – 4.95% NIR, 5.11% EIR

▪️6 months – 5.00% NIR, 5.13% EIR

▪️12 months – 5.20% NIR, 5.27% EIR

 

*New deposits are considered all inflows and payments to the account made by July 31, 2026. Internal transfers between accounts of the same depositor are not considered new funds.

A representative example for a term deposit for new funds in dinars

REPRESENTATIVE EXAMPLE FOR A TERM DEPOSIT IN RSD CURRENCY
Period for which the bank accepts deposits 3 months 6 months 12 months
Deposit amount  1.200.000,00 RSD 2.400.000,00 RSD 6.000.000,00 RSD
Criteria for deposit indexinge  no criteria for indexing no criteria for indexing no criteria for indexing
Fixed annual NIR 4.95% 5.00% 5.20%
Annual EIR 5.11% 5.13% 5.27%
Total amount of deposit and interest upon expiry of the term deposit period before tax deductiona  1.215.180,00 RSD 2.461.000,00 RSD 6.316.333,33 RSD
Costs borne by the user No additional costs No additional costs No additional costs
Tax liability  0,00 RSD 0,00 RSD 0,00 RSD
Total amount of deposit and interest upon expiry of the term deposit period after tax deduction  1.215.180,00 RSD 2.461.000,00 RSD 6.316.333,33 RSD

The EIR was calculated on June 3, 2026.

The Bank participates in the mandatory deposit insurance system established in the Republic of Serbia.

Deposits are insured with the Deposit Insurance Agency up to the amount of EUR 50,000 in dinar equivalent per depositor.

 

If you are not a UniCredit Bank client, you can learn more about our account packages and the free savings account package HERE.

BANKING YOUR WAY
Open a Savings Account Remotely

 

  • No need to visit a branch or search for parking
  • All it takes is a single phone call
  • Remote banking with live human support
  • Up to EUR/USD 20,000 or RSD 2,400,000 per fixed-term deposit
Open a Savings Account Remotely
  • Step-by-Step Guide

Deposit Insurance Agency

The Bank participates in the mandatory deposit insurance system established in the Republic of Serbia

Click HERE to learn more.

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