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Establish control over your cards from a single location within the mobile banking app, without needing to visit the bank.

Everyday payments within mBanking, tailored to your needs and preferences.

Exactly how much you spend, what you spend on, and where you spend it—month by month.

The “Spending” feature automatically organizes your expenses to display how your spending is distributed across different categories.
You’ll be able to see how much you spend on bills, restaurants, gifts, and more.

Features that save you time and simplify your everyday finances.

All your cards, instantly ready for Apple Pay and Google Pay – fast, secure, and completely card‑free.

Quickly add your payment cards to Apple Pay or Google Pay digital wallets, directly from the mBanking app.
Digitalizing your card through the banking app provides a safer, more controlled, and simpler process, reducing the risk of fraud and misuse.

100% online, with no additional paperwork – you start and complete the entire process through the mBanking app.
Funds available on the same day – in as little as 15 minutes.
Fixed interest rate – exclusively for clients who receive their salary through UniCredit Bank.
The application process is available on business days from 08:00 to 20:00 – no need to visit the branch.

100% online, with no additional paperwork – you start and complete the entire process through the mBanking app.
Money available in your account the same day – no waiting in line.
Excellent interest rate - exclusively for clients who receive their salary through UniCredit Bank.
Start your Cash on click application on business days from 08:00 to 20:00 and see for yourself!

Attention! Borrowing money comes at a cost.

Flexia Mastercard credit card

You can start the application process within the mBanking app, under the Products/Cards section.
The process is simple and straightforward — your card can be approved in as little as 15 minutes.
Once approved and the documentation is signed, your card becomes instantly available for use in digital form within the mBanking app, as soon as you add it to your digital wallet.
To receive the card in physical (plastic) form, you can submit a request through the mBanking app in the Cards › Flexia Credit Card › Options section.

Attention! Borrowing money comes at a cost.