Representative example - Revolving model of consumption
Currency of granted credit card loan
Loan amount
Repayment period
Minimum monthly payment
Annual NIR
*Annual EIR
Monthly membership Fee
Credit Bureau Report
Bill of exchange
The total amount paid by the client at the end of the repayment period
RSD
100,000
36 months
8.33% minimum RSD 500
24%
31.03%
RSD 0
RSD 246
RSD 50
RSD 134,583.04
* EIR calculation on 01.04.2019.
If the entire amount of the limit is initially spent, the amount of the first revolving amountis 8.33% or minimum 500 RSD of total consumption and in the first accounting period interest is not calculated (grace period). Each subsequent revolving war involves calculating interest.
Fees and interest have priority in collecting obligations and must be paid in full.
For all additional information, please do not hesitate to contact us via our Info telephone 011/3777-888 or visit us in the branch offices of the UniCredit Bank JSC, throughout Serbia.